4409 Tortilla Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 4409 Tortilla Cir, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 820 sqft · built 1977
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Company Names on Record
Last Sale	$245,000 (Dec 2007)
Tax Bill	$3,648 (2025)
Deeds & Mortgages	Jun 2026 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`158-241-19-00`

Property Details

APN / Parcel Number

Primary APN	`158-241-19-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	820 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4409 TORTILLA CIR
City	OCEANSIDE
State	CA
Zip	92057-6623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 371 TR 008295
Legal Subdivision	MISSION HERMOS
Legal Tract	008295
Legal Block	2
Legal Lot Number	371
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2009
Census Tract	18520

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4409 TORTILLA CIR, OCEANSIDE, CA 92057-6623
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 21, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2017	Quit Claim Deed, Transfer NEXTITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2007 · Amount on Record
Deed Sale	Dec 21, 2007 · Amount on Record
Prior Sale	Jun 8, 2004 · Amount on Record
Deed Document Number	2007787485
Last Transfer Date	Feb 24, 2021
Transfer Doc	0000283681
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 2, 2026
Property Address	4409 TORTILLA CIR, OCEANSIDE, CA 92057-6623
Document Number	0000157634
Instrument Date	May 15, 2026
Instrument	2026157634
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	4409 TORTILLA CIR, OCEANSIDE, CA 92057-6623

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2021
Property Address	4409 TORTILLA CIR, OCEANSIDE, CA 92057-6623
Document Number	0000283681
Map Reference	MAP 8295
Instrument Date	Feb 24, 2021
Instrument	2021-0283681
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4409 TORTILLA CIR, OCEANSIDE, CA 92057-6623

Mortgage

Document Number	0000283682
Date	Apr 12, 2021
Instrument	2021-0283682

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Mar 1, 2041

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 21, 2017
Property Address	4409 TORTILLA CIR, OCEANSIDE, CA 92057-6623
Document Number	0000280038
Map Reference	MAP8295
Instrument Date	Jun 6, 2017
Instrument	2017-0280038
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NEXTITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 TORTILLA CIR, OCEANSIDE, CA 92057-6623

Mortgage

Document Number	0000280039
Date	Jun 21, 2017
Instrument	2017-0280039

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2017
Property Address	4409 TORTILLA CIR, OCEANSIDE, CA 92057-6623
Document Number	0000419849
Instrument Date	Jun 6, 2017
Instrument	419849
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 TORTILLA CIR OCEANSIDE CA 920576623, OCEANSIDE, CA 92057-6623

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$328,227 (+2%) Land $214,353 Building $113,874
2025	$3,648.00 (+5.19%)	$321,792 (+4.04%) Land $210,150 Building $111,642
2023	$3,468.00 (+1.52%)	$309,298 Land $201,991 Building $107,307
2022	$3,416.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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