San Diego County property record for 4408 Tortilla Cir, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 820 sqft · built 1977 |
| Lot Size | 0.78 acres (3,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $650,000 (Apr 2025) |
| Tax Bill | $6,019 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-241-12-00 |
| Primary APN | 158-241-12-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 820 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 3,400 sqft (0.78 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4408 TORTILLA CIR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 364 TR 008295 |
| Legal Subdivision | MISSION HERMOS |
| Legal Tract | 008295 |
| Legal Block | 2 |
| Legal Lot Number | 364 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 18520 |
Source: San Diego County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4408 TORTILLA CIR, OCEANSIDE, CA 92057-6623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 28, 2022 | Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on Record |
| Deed Sale | Apr 21, 2025 · Amount on Record |
| Prior Sale | Nov 28, 2022 · Amount on Record |
| Deed Document Number | 2025102619 |
| Prior Transfer Date | Feb 11, 2009 |
| Prior Transfer Doc | 0000076486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4408 TORTILLA CIR, OCEANSIDE, CA 92057-6623 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4408 TORTILLA CIR, OCEANSIDE, CA 92057-6623 |
| Document Number | 0000077992 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026-0077992 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 28, 2022 |
| Property Address | 4408 TORTILLA CIR, OCEANSIDE, CA 92057-6623 |
| Document Number | 0000450402 |
| Map Reference | MAP 8295 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022-0450402 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2022 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6580 AMBROSIA LN APT 319, 319, CARLSBAD, CA 92011-2628 |
| Document Number | 0000450403 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 2022-0450403 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 10% |
| Index | 1-Year T-Bill |
| Max Rate | 10% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $663,000 (+22.55%) Land $561,000 Building $102,000 | |
| 2025 | $6,019.00 (+1.97%) | $541,006 (+4.04%) Land $299,639 Building $241,367 |
| 2024 | $5,903.00 (+3.2%) | |
| 2023 | $5,720.00 (+217.78%) Homeowner's exemption | $520,000 Land $288,004 Building $231,996 |
| 2022 | $1,800.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks, San Diego Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures