Orange County property record for 4409 Old Sycamore Loop, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,748 sqft · built 2014 |
| Lot Size | 0.14 acres (6,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,960 (Sep 2014) |
| Tax Bill | $4,466 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-27-5844-00-390 |
| Primary APN | 09-23-27-5844-00-390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| Gross Area | 2,778 sqft |
| 1st Floor Area | 1,748 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,106 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 463 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4409 OLD SYCAMORE LOOP |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | ORCHARD HILLS PHASE 1 81/18 LOT 39 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | ORCHARD HILLS PH 1 |
| Legal Phase | 1 |
| Legal Tract | 5844 |
| Legal Lot Number | 39 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 17114 |
Source: Orange County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4409 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA |
| Feb 22, 2019 | Loan Modification, Mortgage · Conventional Mortgage MB FIN'L BK |
| Feb 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2014 · Amount on Record |
| Deed Sale | Sep 8, 2014 · Amount on Record |
| Deed Document Number | 2014452801 |
| Deed Book / Page | 10800 / 8751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 26, 2026 |
| Property Address | 4409 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5358 |
| Document Number | 0000291626 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026291626 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 4409 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5358 |
| Document Number | 0000291626, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 2026291626 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4409 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5358 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4409 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5358 |
| Document Number | 20210240758 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 20210240758 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Mar 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4409 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5358 |
| Document Number | 0000163466 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4409 OLD SYCAMORE LOOP WINTER GARDEN FL 347875358, WINTER GARDEN, FL 34787-5358 |
| Document Number | 0000163466 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 163466 |
| Name | MB FIN'L BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, OH 45177 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4409 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5358 |
| Document Number | 0000163445 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4409 OLD SYCAMORE LOOP WINTER GARDEN FL 347875358, WINTER GARDEN, FL 34787-5358 |
| Document Number | 0000163445 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 163445 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2049 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,714 (+2.7%) | $409,020 (-10.42%) Land $100,000 Building $309,020 | |
| 2025 | $4,466.00 (+5.53%) Homeowner's exemption | $275,281 (+5.99%) | $456,600 (+9.97%) Land $110,000 Building $346,600 |
| 2024 | $4,232.00 (+7.52%) | ||
| 2023 | $3,936.00 (+4.29%) Homeowner's exemption | $259,731 (+3%) | $415,191 (+13.38%) Land $110,000 Building $305,191 |
| 2022 | $3,774.00 Homeowner's exemption | $252,166 | $366,201 Land $110,000 Building $256,201 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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