4403 Old Sycamore Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 4403 Old Sycamore Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,224 sqft · built 2015
Lot Size	0.14 acres (6,106 sqft)
Owner	2 Individual Names on File
Last Sale	$301,400 (Oct 2015)
Tax Bill	$5,308 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-23-27-5844-00-380`

Property Details

APN / Parcel Number

Primary APN	`09-23-27-5844-00-380`
Alternative APNs	`272309584400380` `136549` `137407` `138917`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,224 sqft Living Area
Gross Area	2,813 sqft
1st Floor Area	2,224 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,106 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	189 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4403 OLD SYCAMORE LOOP
City	WINTER GARDEN
State	FL
Zip	34787-5358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ORCHARD HILLS PHASE 1 81/18 LOT 38
Legal Range	27E
Legal Township	23S
Legal Section	09
Legal Subdivision	ORCHARD HILLS PH 1
Legal Phase	1
Legal Tract	5844
Legal Lot Number	38
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1019
Census Tract	17114

Owner

Source: Orange County records · APN 09-23-27-5844-00-380

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4403 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2015 · Amount on Record
Deed Sale	Oct 06, 2015 · Amount on Record
Deed Document Number	2015521743
Deed Book / Page	10993 / 8483
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4403 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5358
Document Number	0000243909
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	CLEAR TITLE/FL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4403 OLD SYCAMORE LOOP WINTER GARDEN FL 347875358, WINTER GARDEN, FL 34787-5358

Mortgage

Document Number	0000243909
Date	Apr 21, 2020
Instrument	243909

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,456 (+2.7%)	$465,810 (-10.25%) Land $100,000 Building $365,810
2025	$5,308.00 (+5.11%) Homeowner's exemption	$327,611 (+5.99%)	$519,030 (+12.03%) Land $110,000 Building $409,030
2024	$5,050.00 (+7.47%)
2023	$4,699.00 (+4.01%) Homeowner's exemption	$309,105 (+3%)	$463,295 (+13.86%) Land $110,000 Building $353,295
2022	$4,518.00 Homeowner's exemption	$300,102	$406,889 Land $110,000 Building $296,889

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 260 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.