4409 Flat Shoals Rd, Germanton, NC 27019 Property Records

Stokes County property record for 4409 Flat Shoals Rd, Germanton, NC 27019

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,701 sqft · built 1966
Lot Size	8.33 acres (362,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,000 (Sep 2013)
Tax Bill	$2,054 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`693400792816`

Property Details

APN / Parcel Number

Primary APN	`693400792816`
Alternative APN	`693400587749`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,701 sqft Heated Area
Basement Area	1,701 sqft
Unfinished Basement	1,701 sqft
Flooring	Carpet

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	362,855 sqft (8.33 acres)
Garage Area	1,946 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4409 FLAT SHOALS RD
City	GERMANTON
State	NC
Zip	27019-8936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	PL12-50
Jurisdiction	STOKES NC
Township / Civil Division	MEADOWS
Census Block Group	3
Census Block	3006
Census Tract	70600

Owner

Source: Stokes County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4409 FLAT SHOALS RD, GERMANTON, NC 27019-8936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUE RIDGE BANK
Mar 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2013 · Amount on Record
Deed Sale	Sep 12, 2013 · Amount on Record
Deed Document Number	20134938
Deed Book / Page	645 / 477
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	4409 FLAT SHOALS RD, GERMANTON, NC 27019-8936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	723/1268
Date	Sep 4, 2020
Book Page	723/1268
Instrument	4500

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	GREENSBORO, NC 27409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	4409 FLAT SHOALS RD, GERMANTON, NC 27019-8936
Transaction Type	Mortgage
Record Updated	Mar 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0694/0427
Date	Mar 7, 2018
Book Page	0694/0427
Instrument	01063

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Stokes County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,054.00 (+29.18%)	$287,400 (+33.74%) Land $69,900 Building $217,500	$287,400 (+33.74%) Land $69,900 Building $217,500
2023	$1,590.00	$214,900 (-) Land $51,800 Building $163,100	$214,900 (-) Land $51,800 Building $163,100
2022	$1,590.00	$214,900 Land $51,800 Building $163,100	$214,900 Land $51,800 Building $163,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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