4292 Flat Shoals Rd, Germanton, NC 27019 Property Records

Stokes County property record for 4292 Flat Shoals Rd, Germanton, NC 27019

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,894 sqft · built 1959
Lot Size	5.18 acres (225,641 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (May 2018)
Tax Bill	$1,766 (2026)
Deeds & Mortgages	Apr 2022 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`693400691352`

Property Details

APN / Parcel Number

Primary APN	`693400691352`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,894 sqft Heated Area
1st Floor Area	1,758 sqft
Basement Area	474 sqft
Unfinished Basement	474 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	225,641 sqft (5.18 acres)
Garage Area	484 sqft
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4292 FLAT SHOALS RD
City	GERMANTON
State	NC
Zip	27019-8934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Jurisdiction	STOKES NC
Township / Civil Division	MEADOWS
Census Block Group	3
Census Block	3011
Census Tract	70600

Owner

Source: Stokes County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4292 FLAT SHOALS RD, GERMANTON, NC 27019-8934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 29, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	May 31, 2016 · Amount on Record
Deed Document Number	20182553
Deed Book / Page	697 / 19
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	4292 FLAT SHOALS RD, GERMANTON, NC 27019-8934
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000750/204
Date	Apr 13, 2022
Book Page	750/204
Instrument	2081

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STOKES NC
Recording Date	May 29, 2018
Property Address	4292 FLAT SHOALS RD, GERMANTON, NC 27019-8934
Document Number	0697/0019
Book / Page	0697 / 0019
Instrument Date	May 23, 2018
Instrument	02553
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4292 FLAT SHOALS RD, GERMANTON, NC 27019-8934

Mortgage

Document Number	02554
Date	May 29, 2018
Instrument	02554

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Stokes County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,766.00 (+29.09%)	$247,100 (+33.64%) Land $55,300 Building $191,800	$247,100 (+33.64%) Land $55,300 Building $191,800
2023	$1,368.00	$184,900 (-) Land $43,300 Building $141,600	$184,900 (-) Land $43,300 Building $141,600
2022	$1,368.00	$184,900 Land $43,300 Building $141,600	$184,900 Land $43,300 Building $141,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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