4409 Ensenada Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 4409 Ensenada Ave, McAllen, TX 78504

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,207 sqft · built 2018
Lot Size0.258 acres (11,246 sqft)
Owner2 Individual Names on Record
Last Sale$461,142 (Aug 2024)
Tax Bill$7,007 (2025)
Deeds & MortgagesAug 2024 Mortgage
Feb 2024 Mortgage
+ 2 more
APNE651000000003900

Property Details

APN / Parcel Number

Primary APNE651000000003900
Alternative APN
  • 1126776

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,207 sqft Living Area
Gross Area3,750 sqft
1st Floor Area2,566 sqft
2nd Floor Area641 sqft
Utility Area240 sqft
FlooringTile

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area11,246 sqft (0.258 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area63 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4409 ENSENADA AVE
CityMCALLEN
StateTX
Zip78504-9723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionENSENADA AT TRES LAGOS LOT 39
Legal SubdivisionENSENADA AT TRES LAGOS - SEB
Legal Block1
Legal Lot Number39
JurisdictionHIDALGO TX
Township / Civil DivisionMISSION
Census Block Group1
Census Block1000
Census Tract24131

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4409 ENSENADA AVE, MCALLEN, TX 78504-9723
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2024Vendor's Lien, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Feb 29, 2024Vendor's Lien, Transfer
CROSSCOUNTRY MORTGAGE LLC
May 3, 2022Vendor's Lien, Transfer · VA Mortgage
GATEWAY FIRST BANK
Jun 7, 2018Deed of Trust, Subdivision Related Transfer
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2024 · Amount on Record
Deed SaleAug 14, 2024 · Amount on Record
Prior SaleMay 3, 2022 · Amount on Record
Deed Document Number20243572563
Prior Transfer DateJun 7, 2018
Prior Transfer Doc0002929659
Record UpdatedOct 29, 2026

August 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateAug 14, 2024
Property Address4409 ENSENADA AVE, MCALLEN, TX 78504-9723
Document Number0003572563
Map ReferenceFILE 2821592
Instrument DateAug 8, 2024
Instrument3572563
Transaction TypeTransfer
Record UpdatedNov 11, 2025
Title CompanySIERRA TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12917 QUINN TRL, AUSTIN, TX 78727-7053

Transferred To (Grantee/Buyer)

NameVerified Name
Address4409 ENSENADA AVE, MCALLEN, TX 78504-9723

Mortgage

Document Number0003572564
DateAug 14, 2024
Instrument3572564
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

February 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateFeb 29, 2024
Property Address4409 ENSENADA AVE, MCALLEN, TX 78504-9723
Document Number0003526847
Map ReferenceDOC 2995580
Instrument DateFeb 27, 2024
Instrument3526847
Transaction TypeTransfer
Record UpdatedMar 19, 2024
Title CompanyLANDTITLE TX LLC, LANDTITLE TEXAS LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 59, PAIGE, TX 78659-0059

Transferred To (Grantee/Buyer)

NameVerified Name
Address4812 CHOKE CANYON DR, MCALLEN, TX 78504-0679

Mortgage

DateFeb 29, 2024
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded

May 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateMay 3, 2022
Property Address4409 ENSENADA AVE, MCALLEN, TX 78504-9723
Document Number0003338272
Map ReferenceFILE 2821592
Instrument DateApr 29, 2022
Instrument3338272
Transaction TypeTransfer
Record UpdatedMar 19, 2024
Title CompanyENCORE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2424 FRONTERA RD, MCALLEN, TX 78504-5892

Transferred To (Grantee/Buyer)

NameVerified Name
Address4409 ENSENADA AVE, MCALLEN, TX 78504-9723

Mortgage

Document Number0003338273
DateMay 3, 2022
Instrument3338273
Lender
NameGATEWAY FIRST BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

June 2018: Deed of Trust, Subdivision Related Transfer

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address4409 ENSENADA AVE, MCALLEN, TX 78504-9723
Document Number0002924027
Instrument DateJun 7, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 18, 2019
Title CompanyOTHER

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4409 ENSENADA AVE MCALLEN TX 785049723, MCALLEN, TX 78504-9723

Mortgage

Document Number0002924027
DateJun 12, 2018
Instrument2924027
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
AmountAmount Recorded
Term360 Months
DueJun 11, 2048

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictEdinburg Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$465,000 (-) Land $106,836 Building $358,164$465,000 (-) Land $106,836 Building $358,164
2025$7,007.00 (-7.72%) Homeowner's exemption$465,000 (-2.34%) Land $106,836 Building $358,164$465,000 (-2.34%) Land $106,836 Building $358,164
2024$7,593.00 (-30.43%)
2023$10,914.00 (+31.68%) Homeowner's exemption$476,132 Land $106,836 Building $369,296$476,132 Land $106,836 Building $369,296
2022$8,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 37 policies
Nearby Flood Policies37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHARYLAND WSC
serves 68,562 people · EPA ID TX1080033
Water SourceSurface water
Last State InspectionSep 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TWIN
Fixed Wireless
400 / 100
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Spectrum.

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