4405 Ensenada Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 4405 Ensenada Ave, McAllen, TX 78504

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,449 sqft · built 2018
Lot Size0.284 acres (12,383 sqft)
Owner2 Individual Names on File
Last Sale$392,000 (Jan 2025)
Tax Bill$5,763 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2019 Mortgage
APNE651000000004000

Property Details

APN / Parcel Number

Primary APNE651000000004000
Alternative APN
  • 1126777

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,449 sqft Living Area
Gross Area3,048 sqft
1st Floor Area2,449 sqft
FlooringTile

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,383 sqft (0.284 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area139 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4405 ENSENADA AVE
CityMCALLEN
StateTX
Zip78504-9723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionENSENADA AT TRES LAGOS LOT 40
Legal SubdivisionENSENADA AT TRES LAGOS - SEB
Legal Block1
Legal Lot Number40
JurisdictionHIDALGO TX
Township / Civil DivisionMISSION
Census Block Group1
Census Block1000
Census Tract24131

Owner

4405 Ensenada Ave is owned by two individuals who bought it in January 2025.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address468 W 4TH ST, 106, SAN PEDRO, CA 90731-2674
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 7, 2019Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2025 · Amount on File
Deed SaleJan 22, 2025 · Amount on File
Prior SaleMay 7, 2019 · Amount on File
Deed Document Number20253614905
Prior Transfer DateMay 2, 2019
Prior Transfer Doc0003011729
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address4405 ENSENADA AVE, MCALLEN, TX 78504-9723
Transaction TypeMortgage
Record UpdatedSep 17, 2021
Title CompanySELECT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003258951
DateSep 1, 2021
Instrument3258951
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2036

May 2019: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateMay 7, 2019
Property Address4405 ENSENADA AVE, MCALLEN, TX 78504-9723
Document Number0003011729
Map ReferenceDOC 2821592
Instrument DateMay 2, 2019
Instrument3011729
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 26, 2021
Title CompanySAN JACINTO TITLE SVCS INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 S 10TH ST # ST1400, 200, MCALLEN, TX 78501-4800

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 ENSENADA AVE, MCALLEN, TX 78504-9723

Mortgage

Document Number0003011730
DateMay 7, 2019
Instrument3011730
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4405 Ensenada Ave was $5,763, down 25.9% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictEdinburg Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$387,789 (-1.06%) Land $117,635 Building $270,154$387,789 (-1.06%) Land $117,635 Building $270,154
2025$5,763.00 (-25.93%) Homeowner's exemption$391,955 Land $117,635 Building $274,320$391,955 Land $117,635 Building $274,320
2024$7,781.00 (-29.25%)
2023$10,998.00 (+26.09%)$444,112 Land $117,635 Building $326,477$444,112 Land $117,635 Building $326,477
2022$8,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4405 Ensenada Ave; 37 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 37 policies
Nearby Flood Policies37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Ensenada Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHARYLAND WSC
serves 68,562 people · EPA ID TX1080033
Water SourceSurface water
Last State InspectionSep 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TWIN
Fixed Wireless
400 / 100
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Spectrum.

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