4409 Crossgate Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4409 Crossgate Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.217 acres (9,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,000 (Jul 2020)
Tax Bill	$10,716 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-428-036`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-428-036`

Exterior

Lot Area	9,473 sqft (0.217 acres)

Location & Zoning

Street Address	4409 CROSSGATE DR
City	CHAMPAIGN
State	IL
Zip	61822-9351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 418 IRONWOOD 4
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD 4
Legal Lot Number	418
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1035
Census Tract	1205

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4409 CROSSGATE DR, CHAMPAIGN, IL 61822-9351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Apr 4, 2012 · Amount on Record
Deed Document Number	202013786
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 20, 2020
Property Address	4409 CROSSGATE DR, CHAMPAIGN, IL 61822-9351
Document Number	0000013786
Map Reference	DOC 97R31848
Instrument Date	Jul 9, 2020
Instrument	2020R13786
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4409 CROSSGATE DR, CHAMPAIGN, IL 61822-9351

Mortgage

Document Number	0000013787
Date	Jul 20, 2020
Instrument	2020R13787

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,500 (+12.6%) Land $24,950 Building $118,550	$430,500 (+12.6%) Land $74,850 Building $355,650
2024	$10,716.00 (+5.17%)	$127,440 (+16.1%) Land $22,160 Building $105,280	$382,320 (+16.1%) Land $66,480 Building $315,840
2023	$10,189.00 (+5.31%)
2022	$9,675.00 Homeowner's exemption	$109,770 Land $19,090 Building $90,680	$329,310 Land $57,270 Building $272,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mediacom Xtream.

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