4408 Crossgate Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4408 Crossgate Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,604 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2018)
Tax Bill	$7,501 (2024)
Deeds & Mortgages	May 2022 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-429-018`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-429-018`

Exterior

Lot Area	9,604 sqft (0.22 acres)

Location & Zoning

Street Address	4408 CROSSGATE DR
City	CHAMPAIGN
State	IL
Zip	61822-9350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 316 IRONWOOD 3
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD 3
Legal Lot Number	316
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1036
Census Tract	1205

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4408 CROSSGATE DR, CHAMPAIGN, IL 61822-9350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 11, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2018 · Amount on Record
Deed Sale	Jan 11, 2018 · Amount on Record
Prior Sale	May 3, 2004 · Amount on Record
Deed Document Number	2018532
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4408 CROSSGATE DR, CHAMPAIGN, IL 61822-9350
Transaction Type	Mortgage
Record Updated	May 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4408 CROSSGATE DR, CHAMPAIGN, IL 61822-9350

Mortgage

Document Number	0000008745
Date	May 17, 2022
Instrument	2022R08745

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Feb 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 11, 2018
Property Address	4408 CROSSGATE DR, CHAMPAIGN, IL 61822-9350
Document Number	0000000532
Instrument Date	Jan 10, 2018
Instrument	532
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4408 CROSSGATE DR CHAMPAIGN IL 618229350, CHAMPAIGN, IL 61822-9350

Mortgage

Document Number	533
Date	Jan 11, 2018
Instrument	533

Lender

Name	MORTGAGE SVCS
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,480 (+30.71%) Land $25,290 Building $77,190	$307,440 (+30.71%) Land $75,870 Building $231,570
2024	$7,501.00 (+11.13%)
2022	$6,750.00 Homeowner's exemption	$78,400 Land $19,350 Building $59,050	$235,200 Land $58,050 Building $177,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mediacom Xtream.

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