4409 Cedarway Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 4409 Cedarway Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,648 sqft · built 2002
Lot Size	2.61 acres (114,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Jul 2025)
Tax Bill	$5,224 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`530-0254-00030`

Property Details

APN / Parcel Number

Primary APN	`530-0254-00030`
Alternative APNs	`1053325` `1185616`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,648 sqft Gross Area
1st Floor Area	1,648 sqft
Basement Area	1,539 sqft
Finished Basement	1,539 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	114,007 sqft (2.61 acres)
Garage Area	962 sqft

Exterior Amenities

Porch	Patio
Porch Area	346 sqft
Storage Building	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1185616
Street Address	4409 CEDARWAY RD
City	DULUTH
State	MN
Zip	55810-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 3 BLOCK 1 SERIAL #
Legal Subdivision	THE WOODS SECOND ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	SOLWAY
Census Block Group	4
Census Block	4018
Census Tract	11102

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4409 CEDARWAY RD, DULUTH, MN 55810-1706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MTG
Jun 26, 2018	Warranty Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG
Apr 17, 2017	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	20251092540
Prior Transfer Date	Dec 3, 2002
Prior Transfer Doc	0000739078
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4409 CEDARWAY RD, DULUTH, MN 55810-1706
Document Number	00T1028087
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 CEDARWAY RD DULUTH MN 558101706, DULUTH, MN 55810-1706

Mortgage

Document Number	00T1028087
Date	Aug 28, 2020
Instrument	T1028087

Lender

Name	TRADITION MTG
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 26, 2018
Property Address	4409 CEDARWAY RD, DULUTH, MN 55810-1706
Document Number	000T999567
Instrument Date	Jun 25, 2018
Instrument	T999567
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 CEDARWAY RD DULUTH MN 558101706, DULUTH, MN 55810-1706

Mortgage

Document Number	T999568
Date	Jun 26, 2018
Instrument	T999568

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4409 CEDARWAY RD, DULUTH, MN 55810-1706
Document Number	000T984303
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4409 CEDARWAY RD DULUTH MN 558101706, DULUTH, MN 55810-1706

Mortgage

Document Number	000T984303
Date	Apr 26, 2017
Instrument	T984303

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 25, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Solway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,224.00 (+4.15%) Homeowner's exemption
2025	$5,016.00 (+9.52%) Homeowner's exemption	$569,700 (+13.67%) Land $46,700 Building $523,000	$569,700 (+13.67%) Land $46,700 Building $523,000
2024	$4,580.00	$501,200 (+22.42%) Land $45,100 Building $456,100	$501,200 (+22.42%) Land $45,100 Building $456,100
2022		$409,400 Land $37,800 Building $371,600	$409,400 Land $37,800 Building $371,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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