4404 Cedarway Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 4404 Cedarway Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,330 sqft
Lot Size	6.46 acres (281,580 sqft)
Owner	Individual Name on File
Tax Bill	$5,226 (2026)
Deeds & Mortgages	Aug 2022 Construction Loan Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`530-0254-00040`

Property Details

APN / Parcel Number

Primary APN	`530-0254-00040`
Alternative APN	`950903`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,330 sqft Gross Area
1st Floor Area	2,780 sqft

Exterior

Exterior Material	Other
Construction Type	Frame
Lot Area	281,580 sqft (6.46 acres)
Garage Area	2,772 sqft
Porch	Slab
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	950903
Street Address	4404 CEDARWAY RD
City	DULUTH
State	MN
Zip	55810-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 4 BLOCK 1 SERIAL #
Legal Subdivision	THE WOODS SECOND ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	SOLWAY
Census Block Group	4
Census Block	4018
Census Tract	11102

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3420 N 87TH AVE W, DULUTH, MN 55810-1421
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Oct 21, 2021	Warranty Deed, Transfer ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO
Jan 8, 2020	Warranty Deed, Transfer · Line of Credit LAKE BK
Dec 6, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 18, 2009
Transfer Doc	0000873794
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4404 CEDARWAY RD, DULUTH, MN 55810-1706
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001059789
Date	Aug 8, 2022
Instrument	1059789

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 21, 2021
Property Address	4404 CEDARWAY RD, DULUTH, MN 55810-1706
Document Number	0001048574
Instrument Date	Oct 12, 2021
Instrument	1048574
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Tax	$214.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3420 N 87TH AVE W, DULUTH, MN 55810-1421

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 8, 2020
Property Address	4404 CEDARWAY RD, DULUTH, MN 55810-1706
Document Number	00T1019347
Instrument Date	Dec 20, 2019
Instrument	T1019347
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$173.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 E 8TH ST DULUTH MN 558051247, DULUTH, MN 55805-1247

Mortgage

Document Number	A1019348
Date	Jan 8, 2020
Instrument	A1019348

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 6, 2017
Property Address	4404 CEDARWAY RD, DULUTH, MN 55810-1706
Document Number	000T992900
Instrument Date	Oct 6, 2017
Instrument	T992900
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$14.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5775 S PIKE LAKE RD DULUTH MN 558119620, DULUTH, MN 55811-9620

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Solway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,226.00 (+4.15%)
2025	$5,018.00 (+49.35%)	$577,000 (+15.38%) Land $73,500 Building $503,500	$577,000 (+15.38%) Land $73,500 Building $503,500
2024	$3,360.00	$500,100 (+1,219.53%) Land $70,800 Building $429,300	$500,100 (+1,219.53%) Land $70,800 Building $429,300
2022		$37,900 Land $37,900	$37,900 Land $37,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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