44081 Ryan Rd, Sterling Heights, MI 48314 Property Records

Macomb County property record for 44081 Ryan Rd, Sterling Heights, MI 48314

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,867 sqft · built 1968
Lot Size0.808 acres (35,196 sqft)
OwnerIndividual Name on Record
Last Sale$262,500 (May 2021)
Tax Bill$4,366 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-10-06-200-022

Property Details

APN / Parcel Number

Primary APN10-10-06-200-022
Alternative APN
  • 1006200022

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,867 sqft Living Area
1st Floor Area1,867 sqft
Basement Area1,867 sqft
Unfinished Basement1,867 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area35,196 sqft (0.808 acres)
Lot Dimensions255 ft deep x 138 ft wide
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address44081 RYAN RD
CitySTERLING HEIGHTS
StateMI
Zip48314-1101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-100
Legal DescriptionM 173A T2N, R12E, SEC 6; COMM AT E 1/4 POST SEC 6; TH N 138.43 FT TO PT OF BEG; TH S87*30'55"W 315.0 FT; TH N 138.42 FT; TH N87*30'55"E 315.0 FT; TH S 138.42 FT TO PT OF BEG, EXC E 60.0 FT FOR RD. 0.81 AC (NET)
Legal Range12E
Legal Township02N
Legal Section06
JurisdictionMACOMB MI
Township / Civil DivisionSTERLING HEIGHTS
Census Block Group1
Census Block1000
Census Tract230604

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address44081 RYAN RD, STERLING HEIGHTS, MI 48314-1101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Mar 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
May 5, 2021Warranty Deed, Transfer
STERLING TITLE AGENCY
Sep 8, 2020Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2021 · Amount on Record
Deed SaleMay 5, 2021 · Amount on Record
Prior SaleSep 8, 2020 · Amount on Record
Deed Document Number20212175613
Deed Book / Page27673 / 737
Prior Transfer DateAug 25, 2014
Prior Transfer Doc0000107794
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address44081 RYAN RD, STERLING HEIGHTS, MI 48314-1101
Transaction TypeMortgage
Record UpdatedJun 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address44081 RYAN RD, STERLING HEIGHTS, MI 48314-1101

Mortgage

Document Number2300050139
DateJun 7, 2023
Book Page29159/793
Instrument202300050139
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 9, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address44081 RYAN RD, STERLING HEIGHTS, MI 48314-1101
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address44081 RYAN RD, STERLING HEIGHTS, MI 48314-1101

Mortgage

Document Number2102129479
DateMar 3, 2021
Book Page27454/786
Instrument202102129479
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateMay 5, 2021
Property Address44081 RYAN RD, STERLING HEIGHTS, MI 48314-1101
Document Number2102175613
Book / Page27673 / 737
Instrument DateFeb 19, 2021
Instrument202102175613
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanySTERLING TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$2,257.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43348 TUSCANY DR, 43348, STERLING HEIGHTS, MI 48314-1948

Transferred To (Grantee/Buyer)

NameVerified Name
Address44081 RYAN RD, STERLING HEIGHTS, MI 48314-1101

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateSep 8, 2020
Property Address44081 RYAN RD, STERLING HEIGHTS, MI 48314-1101
Document Number0000106633
Book / Page26975 / 410
Instrument DateJun 30, 2020
Instrument2106633
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyTITLE ONE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,193.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address53650 DRYDEN ST, 53650, SHELBY TOWNSHIP, MI 48316-2412

Transferred To (Grantee/Buyer)

NameVerified Name
Address44081 RYAN RD, STERLING HEIGHTS, MI 48314-1101

Mortgage

Document Number0000106634
DateSep 8, 2020
Instrument2106634
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySterling Heights City
Unified School DistrictUtica Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$134,000 (+5.93%)$268,000 (+5.93%)
2025$4,366.00 (-5.99%) Homeowner's exemption$126,500 (+23.05%)$253,000 (+23.05%)
2023$102,800$205,600
2022$4,644.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STERLING HEIGHTS
serves 127,000 people · EPA ID MI0006385
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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