4408 Silver Rd, Kettle River, MN 55757 Property Records

Carlton County property record for 4408 Silver Rd, Kettle River, MN 55757

Property Summary

Property Type	Single Family Home
Details	1,352 sqft · built 2005
Lot Size	3.25 acres (141,570 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Aug 2014)
Tax Bill	$2,360 (2026)
Deeds & Mortgages	May 2022 Refinance Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`66-016-3172`

Property Details

APN / Parcel Number

Primary APN	`66-016-3172`
Alternative APN	`22519`

Interior

Building Area	1,352 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	141,570 sqft (3.25 acres)

Location & Zoning

Account Number	22519
Street Address	4408 SILVER RD
City	KETTLE RIVER
State	MN
Zip	55757-8616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 325 FT OF W 435 FT OF N1/2 OF SW1/4 SUBJ TOWN OF SILVER TOWNSHIP
Legal Range	20
Legal Township	46
Legal Section	19
Legal Subdivision	TOWN OF SILVER TOWNSHIP
Jurisdiction	CARLTON MN
Township / Civil Division	SILVER
Census Block Group	3
Census Block	3047
Census Tract	70600

Owner

4408 Silver Rd is owned and occupied by an individual who bought it in August 2014.

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4408 SILVER RD, KETTLE RIVER, MN 55757-8616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWOODS CREDIT UNION
Jun 20, 2017	Quit Claim Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2014 · Amount on File
Deed Sale	Aug 12, 2014 · Amount on File
Prior Sale	Dec 8, 2009
Deed Document Number	2014457725
Prior Transfer Date	Aug 7, 2014
Prior Transfer Doc	0000457725
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	4408 SILVER RD, KETTLE RIVER, MN 55757-8616
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000506195
Date	May 16, 2022
Instrument	A000506195

Lender

Name	NORTHWOODS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Jun 20, 2017
Property Address	4408 SILVER RD, KETTLE RIVER, MN 55757-8616
Document Number	A000474682
Instrument Date	Jun 8, 2017
Instrument	A000474682
Transaction Type	Transfer
Record Updated	Nov 19, 2022
Title Company	SILK TITLE AND ESCROW

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4408 SILVER RD, 4408, KETTLE RIVER, MN 55757-8616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4408 SILVER RD, KETTLE RIVER, MN 55757-8616

Mortgage

Document Number	A000474683
Date	Jun 20, 2017
Instrument	A000474683

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 4408 Silver Rd was $2,360 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Silver Township
Unified School District	Moose Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,360.00 Homeowner's exemption
2025		$244,400 (+4.85%) Land $44,600 Building $199,800	$244,400 (+4.85%) Land $44,600 Building $199,800
2024	$2,260.00 Homeowner's exemption	$233,100 (+4.39%) Land $44,600 Building $188,500	$233,100 (+4.39%) Land $44,600 Building $188,500
2023	$2,260.00 Homeowner's exemption	$223,300 (-) Land $43,100 Building $180,200	$223,300 (-) Land $43,100 Building $180,200
2022		$223,300 Land $43,100 Building $180,200	$223,300 Land $43,100 Building $180,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4408 Silver Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4408 Silver Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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