4009 Silver Rd, Kettle River, MN 55757 Property Records

Carlton County property record for 4009 Silver Rd, Kettle River, MN 55757

Property Summary

Property Type	Single Family Home
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,490 (2026)
Deeds & Mortgages	May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`75-010-1890`

Property Details

APN / Parcel Number

Primary APN	`75-010-1890`
Alternative APN	`24535`

Exterior

Lot Area	1,742,400 sqft (40 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	24535
Street Address	4009 SILVER RD
City	KETTLE RIVER
State	MN
Zip	55757-8630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE1/4 OF SE1/4 TOWN OF SPLIT ROCK
Legal Range	21
Legal Township	46
Legal Section	12
Legal Subdivision	TOWN OF SPLIT ROCK
Jurisdiction	CARLTON MN
Township / Civil Division	SPLIT ROCK
Census Block Group	3
Census Block	3037
Census Tract	70600

Owner

4009 Silver Rd is owned and occupied by two individuals.

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4009 SILVER RD, KETTLE RIVER, MN 55757-8630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	4009 SILVER RD, KETTLE RIVER, MN 55757-8630
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000491780
Date	May 29, 2020
Instrument	A000491780

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Split Rock Township
Unified School District	Moose Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,490.00 (+2.22%) Homeowner's exemption
2025		$270,900 (+3.24%) Land $93,900 Building $177,000	$270,900 (+3.24%) Land $93,900 Building $177,000
2024	$2,436.00 Homeowner's exemption	$262,400 (+4.96%) Land $93,900 Building $168,500	$262,400 (+4.96%) Land $93,900 Building $168,500
2023	$2,436.00 Homeowner's exemption	$250,000 (-) Land $88,800 Building $161,200	$250,000 (-) Land $88,800 Building $161,200
2022		$250,000 Land $88,800 Building $161,200	$250,000 Land $88,800 Building $161,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4009 Silver Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4009 Silver Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000