4408 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 4408 Ridge Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,187 sqft · built 1981
Owner	Individual Name on Record
Last Sale	$197,000 (Mar 2021)
Tax Bill	$1,122 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`42W000000311`

Property Details

APN / Parcel Number

Primary APN	`42W000000311`
Alternative APNs	`005490` `5490`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,187 sqft Adjusted Area
1st Floor Area	1,738 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	005490
Street Address	4408 RIDGE RD
City	COLUMBUS
State	MS
Zip	39705-2835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4408 RIDGE RD LOT 8 5B
Legal Range	18W
Legal Township	17S
Legal Section	15
Legal Subdivision	RIDGELAND PHASE I
Legal Lot Number	8
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1005
Census Tract	301

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4408 RIDGE RD, COLUMBUS, MS 39705-2835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANKFIRST FINANCIAL
Mar 11, 2021	Warranty Deed, Transfer
May 22, 2018	Warranty Deed, Transfer
Nov 13, 2017	Grant Deed, Transfer
Nov 2, 2017	Trustee's Deed, Foreclosure
Sep 1, 2017	Grant Deed, Transfer
Aug 21, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Prior Sale	May 22, 2018 · Amount on Record
Deed Document Number	0020211766
Deed Book / Page	2021 / 1766
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	4408 RIDGE RD, COLUMBUS, MS 39705-2835
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020216936
Date	Mar 11, 2021
Book Page	2021/6936

Lender

Name	BANKFIRST FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Mar 11, 2021
Property Address	4408 RIDGE RD, COLUMBUS, MS 39705-2835
Document Number	0020211766
Book / Page	2021 / 1766
Instrument Date	Mar 9, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4408 RIDGE RD, COLUMBUS, MS 39705-2835
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 22, 2018
Property Address	4408 RIDGE RD, COLUMBUS, MS 39705-2835
Document Number	0020183206
Book / Page	2018 / 3206
Instrument Date	May 3, 2018
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4408 RIDGE RD, COLUMBUS, MS 39705-2835

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOWNDES MS
Recording Date	Nov 13, 2017
Property Address	4408 RIDGE RD, COLUMBUS, MS 39705-2835
Document Number	0020178066
Book / Page	002017 / 008066
Instrument Date	Nov 6, 2017
Transaction Type	Transfer
Record Updated	Nov 17, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LOWNDES MS
Recording Date	Nov 2, 2017
Property Address	4408 RIDGE RD, COLUMBUS, MS 39705-2835
Document Number	0020177851
Book / Page	002017 / 007851
Instrument Date	Oct 27, 2017
Transaction Type	Foreclosure
Record Updated	Nov 13, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493
Investor	Possibly a Property Investor

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOWNDES MS
Recording Date	Sep 1, 2017
Property Address	4408 RIDGE RD, COLUMBUS, MS 39705-2835
Document Number	0020176143
Book / Page	002017 / 006143
Instrument Date	Aug 25, 2017
Transaction Type	Transfer
Record Updated	Sep 6, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LOWNDES MS
Recording Date	Aug 21, 2017
Property Address	4408 RIDGE RD, COLUMBUS, MS 39705-2835
Document Number	0020175819
Book / Page	002017 / 005819
Instrument Date	Aug 9, 2017
Transaction Type	Foreclosure
Record Updated	Aug 28, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,122.00 (+1.08%) Homeowner's exemption	$14,538 (+15.98%)	$145,380 (+15.98%) Land $20,000 Building $125,380
2024	$1,110.00 (+21.84%)
2023	$911.00 Homeowner's exemption	$12,535	$125,350 Land $20,000 Building $105,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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