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4402 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 4402 Ridge Rd, Columbus, MS 39705 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1977
Square Footage2,207 sqft Adjusted Area
Lot Size22,040 sqft (0.505 acres)
OccupancyOwner Occupied
Last Sale$180,000 (2021)
Tax Bill$1,267.00 (2025)

Property Details

APN / Parcel Number

Primary APN42W000000313
Alternative APNs
  • 005492
  • 5492

Interior

Full Baths1 Baths
Building Area2,207 sqft Adjusted Area
1st Floor1,798 sqft 1st Floor
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Exterior MaterialBrick Veneer Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area22,040 sqft (0.505 acres)
Depth X Width190 ft x 116 ft Depth x Width
Utility Building192 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number005492
Street Address4402 RIDGE RD
CityCOLUMBUS
StateMS
Zip39705-2835
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description4402 RIDGE RD LOT 10 4C
Legal Range18W
Legal Township17S
Legal Section15
Legal SubdivisionRIDGELAND PHASE I
Legal Lot Number10
JurisdictionLOWNDES MS
Minor Civil Division1
Census Blockgroup1
Census Block1005
Census Tract301

Owner

Source: Lowndes County records · APN 42W000000313

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4402 RIDGE RD, COLUMBUS, MS 39705-2835
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2021Deed of Trust, Mortgage · Stand Alone First Mortgage
JTS & CO MORTGAGE PROFESSIONALS
Apr 05, 2021Warranty Deed, Transfer
Apr 24, 2018Deed of Trust, Mortgage
HOMEWARD RESID'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2021 · Amount on Record
Deed SaleApr 05, 2021 · Amount on Record
Deed Doc Number0020212396
Deed Book / Page2021 / 2396
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address4402 RIDGE RD, COLUMBUS, MS 39705-2835
Transaction TypeMortgage
Record UpdatedDec 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020219793
DateApr 05, 2021
Book Page2021/9793
Lender
NameJTS & CO MORTGAGE PROFESSIONALS
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateApr 05, 2021
Property Address4402 RIDGE RD, COLUMBUS, MS 39705-2835
Document Number0020212396
Book / Page2021 / 2396
Instrument DateApr 02, 2021
Transaction TypeTransfer
Record UpdatedJun 28, 2021

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4402 RIDGE RD, COLUMBUS, MS 39705-2835

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address4402 RIDGE RD, COLUMBUS, MS 39705-2835
Document Number0020189331
Instrument DateApr 24, 2018
Transaction TypeMortgage
Record UpdatedMay 25, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4402 RIDGE RD COLUMBUS MS 397052835, COLUMBUS, MS 39705-2835

Mortgage

Document Number0020189331
DateMay 09, 2018
Book Page002018/009331
Lender
NameHOMEWARD RESID'L
AddressADDISON, TX 75001
Agreement
AmountAmount Recorded
Term180 Months
DueMay 08, 2033

Tax Assessment & Valuation

Source: Lowndes County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,267.00 (+1.04%) Homeowner's exemption$16,018 (+5.37%)$160,180 (+5.37%) Land $20,000 Building $140,180
2024$1,254.00 (+7.27%)
2023$1,169.00 Homeowner's exemption$15,202$152,020 Land $20,000 Building $132,020

Flood & Wildfire

4402 Ridge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lowndes County (28087C), updated November 27, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 10th in Mississippi
Wildfire LikelihoodLow — about 1 in 3,571 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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