Collier County property record for 4391 Raffia Palm Cir, Naples, FL 34119
| Property Type | Single Family Home |
|---|---|
| Details | 1,629 sqft · built 2015 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $567,480 (Jan 2016) |
| Tax Bill | $5,059 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 585280 683B34 |
| Primary APN | 585280 683B34 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,629 sqft Living Area |
| 1st Floor Area | 1,629 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,276 sqft (0.19 acres) |
| Pool Area | 275 sqft |
| Deck Area | 637 sqft |
| Street Address | 4391 RAFFIA PALM CIR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34119-9679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAFFIA PRESERVE PHASE 3 LOT 68 |
| Legal Range | 26 |
| Legal Township | 48 |
| Legal Section | 34 |
| Legal Subdivision | RAFFIA PRESERVE PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 68 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10436 |
4391 Raffia Palm Cir is owned and occupied by two individuals who bought it in January 2016.
Source: Collier County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4391 RAFFIA PALM CIR, NAPLES, FL 34119-9679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2016 · Amount on File |
| Deed Sale | Jan 5, 2016 · Amount on File |
| Prior Sale | Dec 1, 2015 · Amount on File |
| Deed Document Number | 20165213985 |
| Deed Book / Page | 5230 / 1580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4391 RAFFIA PALM CIR, NAPLES, FL 34119-9679 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058021328 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 5802/1328 |
| Instrument | 5908848 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 4391 Raffia Palm Cir was $5,059 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $510,417 (+2.7%) | $802,965 (+5.45%) Land $199,846 Building $603,119 | |
| 2025 | $5,059.00 Homeowner's exemption | $496,998 | $761,482 Land $188,179 Building $573,303 |
| 2023 | $4,676.00 (-2.28%) Homeowner's exemption | $468,923 (+3%) | $851,398 (+10.69%) Land $266,587 Building $584,811 |
| 2022 | $4,785.00 Homeowner's exemption | $455,265 | $769,201 Land $148,191 Building $621,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4391 Raffia Palm Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 78 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 78 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4391 Raffia Palm Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: CenturyLink, Hotwire Communications.
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