4403 Dowery Ln, Belcamp, MD 21017 Property Records

Harford County property record for 4403 Dowery Ln, Belcamp, MD 21017

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,082 sqft · built 1984
Lot Size	0.101 acres (4,399 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,911 (May 2022)
Tax Bill	$2,385 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-154648`

Property Details

APN / Parcel Number

Primary APN	`01-154648`
Alternative APNs	`1154648` `154648`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,082 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,399 sqft (0.101 acres)
Porch	Slab
Porch Area	50 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	154648
Street Address	4403 DOWERY LN
City	BELCAMP
State	MD
Zip	21017-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 356 .101 AC 4403 DOWERY LANE RIVERSIDE S3 PT 50/35
Legal Subdivision	RIVERSIDE VILLAGE CHURCH CREEK
Legal Lot Number	356
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1000
Census Tract	301704

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4403 DOWERY LN, BELCAMP, MD 21017-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 21, 2019	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Book / Page	15501 / 227
Prior Transfer Date	Apr 25, 2012
Prior Transfer Doc	0097280101
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 6, 2022
Property Address	4403 DOWERY LN, BELCAMP, MD 21017-1318
Document Number	0155010227
Book / Page	15501 / 227
Map Reference	MB 50 FO 35
Instrument Date	Apr 27, 2022
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	MAIN STREET TITLE OKC LLC, MAIN STREET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4403 DOWERY LN, BELCAMP, MD 21017-1318

Mortgage

Document Number	0155010231
Date	May 6, 2022
Instrument	15501-0231

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2037

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 21, 2019
Property Address	4403 DOWERY LN, BELCAMP, MD 21017-1318
Document Number	0133190112
Book / Page	13319 / 0112
Map Reference	MB HDC 50 FO 35
Instrument Date	Jun 17, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MID ATLANTIC SETMNT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4403 DOWERY LN, BELCAMP, MD 21017-1318

Mortgage

Document Number	0013319119
Date	Jun 21, 2019
Instrument	13319/119

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,385.00 (+19.73%)	$218,900 (+8.98%) Land $75,000 Building $143,900	$218,900 (-) Land $75,000 Building $143,900
2025	$1,992.00 (+13.63%)	$200,867 (+21.89%)	$218,900 (+32.83%) Land $75,000 Building $143,900
2023		$164,800 Land $75,000 Building $89,800	$164,800 Land $75,000 Building $89,800
2022	$1,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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