4407 Brave Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4407 Brave Ln, Saint Cloud, FL 34772

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,394 sqft · built 1989
Lot Size0.146 acres (6,403 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Apr 2022)
Tax Bill$1,972 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1626300775000C0120

Property Details

APN / Parcel Number

Primary APN1626300775000C0120
Alternative APN
  • 85827

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,394 sqft Heated Area
Gross Area2,124 sqft
1st Floor Area1,394 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,403 sqft (0.146 acres)
Lot Dimensions100 ft deep x 64 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchPorch
Porch Area204 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number85827
Street Address4407 BRAVE LN
CitySAINT CLOUD
StateFL
Zip34772-8804
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeSPUD
Legal DescriptionTEKA VILLAGE PHASE 1 PB 5 PG 184 BLK C LOT 12
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionTEKA VILLAGE
Legal Phase1
Legal Tract775
Legal BlockC
Legal Lot Number12
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1026
Census Tract43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4407 BRAVE LN, SAINT CLOUD, FL 34772-8804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2022 · Amount on Record
Deed SaleApr 28, 2022 · Amount on Record
Prior SaleApr 29, 2015 · Amount on Record
Deed Document Number2022067664
Deed Book / Page6203 / 1771
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 28, 2022
Property Address4407 BRAVE LN, SAINT CLOUD, FL 34772-8804
Document Number0062031771
Book / Page6203 / 1771
Map ReferenceMB 5 PG 184
Instrument DateApr 22, 2022
Instrument2022067664
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5513 BEDNARIK PL, THE VILLAGES, FL 32163-5601

Transferred To (Grantee/Buyer)

NameVerified Name
Address4407 BRAVE LN, SAINT CLOUD, FL 34772-8804

Mortgage

Document Number0062031772
DateApr 28, 2022
Instrument6203/1772
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,972.00 (-21.96%) Homeowner's exemption$153,100 (+9.28%) Land $48,000 Building $105,100$153,100 (+9.28%) Land $48,000 Building $105,100
2023$2,527.00 (+41.33%)$140,100 (+41.52%) Land $35,000 Building $105,100$140,100 (+41.52%) Land $35,000 Building $105,100
2022$1,788.00$99,000 Land $25,000 Building $74,000$99,000 Land $25,000 Building $74,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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