4405 Brave Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4405 Brave Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,445 sqft · built 1990
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Apr 2021)
Tax Bill	$1,712 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0775-000C-0130`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0775-000C-0130`
Alternative APNs	`2630160775000C0130` `85828`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,445 sqft Living Area
Gross Area	1,786 sqft
1st Floor Area	1,445 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	81 ft deep x 101 ft wide
Garage Type	Carport
Garage Area	219 sqft
Carport	Carport
Carport Area	219 sqft
Parking Spaces	1 Parking Space
Porch	Finished Vinyl Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4405 BRAVE LN
City	SAINT CLOUD
State	FL
Zip	34772-8804
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SPUD
Legal Description	TEKA VILLAGE PHASE 1 PB 5 PG 184 BLK C LOT 13
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	TEKA VLG PH 1
Legal Phase	1
Legal Tract	775
Legal Block	C
Legal Lot Number	13
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1026
Census Tract	43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4405 BRAVE LN, SAINT CLOUD, FL 34772-8804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Mar 22, 2018	Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC
Aug 7, 2017	Warranty Deed, Transfer STEWART TITLE
Aug 7, 2017	Warranty Deed, Transfer STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Mar 22, 2018 · Amount on Record
Deed Document Number	202151277
Deed Book / Page	5929 / 382
Prior Transfer Date	Jun 18, 2013
Prior Transfer Doc	0044591901
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 6, 2021
Property Address	4405 BRAVE LN, SAINT CLOUD, FL 34772-8804
Document Number	0059290382
Book / Page	5929 / 382
Map Reference	MB 5 PG 184
Instrument Date	Apr 5, 2021
Instrument	2021051277
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 E ELM ST, ALBION, IL 62806-1404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 BRAVE LN, SAINT CLOUD, FL 34772-8804

Mortgage

Document Number	0059290385
Date	Apr 6, 2021
Book Page	5929/385
Instrument	2021051280

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 22, 2018
Property Address	4405 BRAVE LN, SAINT CLOUD, FL 34772-8804
Document Number	0053050725
Book / Page	5305 / 0725
Map Reference	MB5 PG184
Instrument Date	Mar 21, 2018
Instrument	2018046325
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$829.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	953 MEADOWCREEK LN, 953, FOND DU LAC, WI 54935-9304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 BRAVE LN, SAINT CLOUD, FL 34772-8804

Mortgage

Document Number	2018046326
Date	Mar 22, 2018
Instrument	2018046326

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 7, 2017
Property Address	4405 BRAVE LN, SAINT CLOUD, FL 34772-8804
Document Number	0051901252
Book / Page	005190 / 001252
Instrument Date	Aug 4, 2017
Instrument	113534
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4405 BRAVE LN ST CLOUD FL 347728804, ST CLOUD, FL 34772-8804

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 7, 2017
Property Address	4405 BRAVE LN, SAINT CLOUD, FL 34772-8804
Document Number	0051901253
Book / Page	5190 / 1253
Map Reference	MB5 PG184
Instrument Date	Jul 28, 2017
Instrument	2017113535
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$390.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6246 AUTUMN BERRY CIR, 6246, JACKSONVILLE, FL 32258-8413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 BRAVE LN, SAINT CLOUD, FL 34772-8804

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,712.00 (+4.07%) Homeowner's exemption Widower's exemption	$143,553 (+5.99%)	$201,000 (+6.91%) Land $48,000 Building $153,000
2024	$1,645.00 (-2.08%)
2023	$1,680.00 (+4.35%) Homeowner's exemption	$135,445 (+3%)	$188,000 (+42.97%) Land $35,000 Building $153,000
2022	$1,610.00 Homeowner's exemption	$131,500 Land $25,000 Building $106,500	$131,500 Land $25,000 Building $106,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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