4407 Appletree Ct, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 4407 Appletree Ct, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,840 sqft · built 1989
Lot Size	0.304 acres (13,230 sqft)
Owner	Individual Name on Record
Last Sale	$287,280 (Oct 2022)
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2018 Mortgage + 2 more
APN	`06-1.0-02-004-001-001.015`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-02-004-001-001.015`

Interior

Building Area	1,840 sqft Base Area
1st Floor Area	1,840 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	13,230 sqft (0.304 acres)
Lot Dimensions	189 ft deep x 70 ft wide

Location & Zoning

Street Address	4407 APPLETREE CT
City	SAINT JOSEPH
State	MO
Zip	64506-3697
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:PINE RIDGE HEIGHTS EXTENSION LOT:12 BLK:0LGL DESC:
Legal Subdivision	PINE RIDGE HEIGHTS EXTENSION
Legal Lot Number	12
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	702

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4407 APPLETREE CT, SAINT JOSEPH, MO 64506-3697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Oct 29, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE INS CO
Jun 25, 2018	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Oct 29, 2021
Deed Document Number	202210491
Deed Book / Page	3781 / 858
Prior Transfer Date	Oct 19, 2022
Prior Transfer Doc	003781/858
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Oct 28, 2022
Property Address	4407 APPLETREE CT, SAINT JOSEPH, MO 64506-3697
Document Number	003781/858
Book / Page	3781 / 858
Instrument Date	Oct 19, 2022
Instrument	2022010491
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2101 COMBINE TERRACE, 2101, SALINA, KS 67401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 APPLETREE CT, SAINT JOSEPH, MO 64506-3697

Mortgage

Document Number	2022010492
Date	Oct 28, 2022
Instrument	2022010492

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4407 APPLETREE CT, SAINT JOSEPH, MO 64506-3697
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017001725
Date	Mar 2, 2018
Instrument	2017001725

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 29, 2021
Property Address	4407 APPLETREE CT, SAINT JOSEPH, MO 64506-3697
Document Number	003769/202
Book / Page	3769 / 202
Instrument Date	Oct 29, 2021
Instrument	2021011906
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2101 COLUMBINE TER, SALINA, KS 67401-9111

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 25, 2018
Property Address	4407 APPLETREE CT, SAINT JOSEPH, MO 64506-3697
Document Number	2018005581
Instrument Date	Jun 22, 2018
Instrument	2018005581
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 APPLETREE CT, SAINT JOSEPH, MO 64506-3697
Investor	Possibly a Property Investor

Mortgage

Document Number	2018005582
Date	Jun 25, 2018
Instrument	2018005582

Lender

Name	NORTH AMERICAN SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,698.00 (+0.04%)	$37,730 (+8.54%) Land $4,850 Building $32,880	$198,540 (+8.55%) Land $25,500 Building $173,040
2024	$2,697.00 (+18.45%)
2023	$2,277.00 (-0.7%)	$34,760 (-) Land $4,850 Building $29,910	$182,900 (-) Land $25,500 Building $157,400
2022	$2,293.00	$34,760 Land $4,850 Building $29,910
2021			$182,900 Land $25,500 Building $157,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Metronet.

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