4401 Appletree Ct, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 4401 Appletree Ct, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,531 sqft · built 1988
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,129 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit
APN	`06-1.0-02-004-001-001.012`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-02-004-001-001.012`

Interior

Building Area	1,531 sqft Base Area
1st Floor Area	1,531 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	4401 APPLETREE CT
City	SAINT JOSEPH
State	MO
Zip	64506-3697
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:PINE RIDGE HEIGHTS EXTENSION LOT:9 BLK:0LGL DESC:
Legal Subdivision	PINE RIDGE HEIGHTS EXTENSION
Legal Lot Number	9
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	702

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	4401 APPLETREE CT, SAINT JOSEPH, MO 64506-3697
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2013
Deed Sale	Jun 26, 2013
Deed Document Number	20137702
Deed Book / Page	3412 / 671
Last Transfer Date	May 28, 2025
Transfer Doc	0000003931
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4401 APPLETREE CT, SAINT JOSEPH, MO 64506-3697
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 APPLETREE CT, SAINT JOSEPH, MO 64506-3697

Mortgage

Document Number	003793/190
Date	Dec 13, 2023
Book Page	3793/190
Instrument	2023009764

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 4, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,129.00 (+0.03%)	$43,810 (+14.48%) Land $4,850 Building $38,960	$230,540 (+14.47%) Land $25,500 Building $205,040
2024	$3,128.00 (+24.87%)
2023	$2,505.00 (-0.67%)	$38,270 (-) Land $4,850 Building $33,420	$201,400 (-) Land $25,500 Building $175,900
2022	$2,522.00	$38,270 Land $4,850 Building $33,420
2021			$201,400 Land $25,500 Building $175,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Metronet.

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