4406 Cocopah Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4406 Cocopah Loop, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,130 sqft Heated Area
Lot Size11,587 sqft (0.266 acres)
OccupancyOwner Occupied
Last Sale$425,000 (2022)
Tax Bill$5,450.00 (2025)

Property Details

APN / Parcel Number

Primary APN121964
Alternative APN
  • 142630004600011050

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,130 sqft Heated Area
Gross Area2,997 sqft Gross Area
1st Floor2,130 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,587 sqft (0.266 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
PorchOpen Porch
Porch Area426 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number121964
Street Address4406 COCOPAH LOOP
CitySAINT CLOUD
StateFL
Zip34772-7753
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PHASE 3 PB 16 PGS 95-96 LOT 105
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES
Legal Phase3
Legal Tract46
Legal Block1
Legal Lot Number105
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1020
Census Tract43303

Owner

Source: Osceola County records · APN 121964

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4406 COCOPAH LOOP, SAINT CLOUD, FL 34772-7753
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
HOME POINT FINANCIAL CORPORATION
Aug 25, 2020Warranty Deed, Transfer · Conventional Mortgage
LONE MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 06, 2022 · Amount on Record
Deed SaleOct 06, 2022 · Amount on Record
Prior SaleAug 25, 2020 · Amount on Record
Deed Doc Number2022148131
Deed Book / Page6295 / 773
Record RefreshedJun 08, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 06, 2022
Property Address4406 COCOPAH LOOP, SAINT CLOUD, FL 34772-7753
Document Number0062950773
Book / Page6295 / 773
Map ReferenceMB 16 PG 95&96
Instrument DateSep 28, 2022
Instrument2022148131
Transaction TypeTransfer
Record UpdatedOct 25, 2022
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address407 EVERWOOD DR, 407, KISSIMMEE, FL 34743-8414

Transferred To (Grantee/Buyer)

NameVerified Name
Address4406 COCOPAH LOOP, SAINT CLOUD, FL 34772-7753

Mortgage

Document Number0006295775
DateOct 06, 2022
Instrument6295/775
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2052

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 25, 2020
Property Address4406 COCOPAH LOOP, SAINT CLOUD, FL 34772-7753
Document Number0057801220
Book / Page5780 / 1220
Map ReferenceMB 16 PG 95&96
Instrument DateAug 24, 2020
Instrument2020111915
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1311 ROYAL FERN DR, 1311, MELBOURNE, FL 32940-8208

Transferred To (Grantee/Buyer)

NameVerified Name
Address4406 COCOPAH LOOP, SAINT CLOUD, FL 34772-7753

Mortgage

Document Number0057801222
DateAug 25, 2020
Instrument5780/1222
Lender
NameLONE MORTGAGE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,450.00 (-5.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$352,400 (-4.45%) Land $78,000 Building $274,400$352,400 (-4.45%) Land $78,000 Building $274,400
2023$5,792.00 (+66.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$368,800 (+57.07%) Land $60,000 Building $308,800$368,800 (+23.76%) Land $60,000 Building $308,800
2022$3,472.00 Homeowner's exemption$234,799$298,000 Land $55,000 Building $243,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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