4404 Cocopah Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4404 Cocopah Loop, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	1,912 sqft Heated Area
Lot Size	12,545 sqft (0.287 acres)
Occupancy	Owner Occupied
Last Sale	$260,000 (2020)
Tax Bill	$2,339.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`121965`
Alternative APN	`142630004600011060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,912 sqft Heated Area
Gross Area	2,754 sqft Gross Area
1st Floor	1,912 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,545 sqft (0.287 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	441 sqft Garage
Porch	Open Porch
Porch Area	401 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	121965
Street Address	4404 COCOPAH LOOP
City	SAINT CLOUD
State	FL
Zip	34772-7753
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INDIAN LAKES PHASE 3 PB 16 PGS 95-96 LOT 106
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES
Legal Phase	3
Legal Tract	46
Legal Block	1
Legal Lot Number	106
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1020
Census Tract	43303

Owner

Source: Osceola County records · APN 121965

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4404 COCOPAH LOOP, SAINT CLOUD, FL 34772-7753
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	Jan 24, 2005 · Amount on Record
Deed Doc Number	2020043052
Deed Book / Page	5698 / 2844
Record Refreshed	Jun 08, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 26, 2020
Property Address	4404 COCOPAH LOOP, SAINT CLOUD, FL 34772-7753
Document Number	0056982844
Book / Page	5698 / 2844
Map Reference	MB 16 PG 95&96
Instrument Date	Mar 25, 2020
Instrument	2020043052
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 ROWE LWVES FURLOVE, 9, ROCHTER XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3131 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106

Mortgage

Document Number	0056982845
Date	Mar 26, 2020
Instrument	5698/2845

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,339.00 (+6.8%) Homeowner's exemption	$173,567 (+5.99%)	$335,200 (-4.06%) Land $78,000 Building $257,200
2023	$2,190.00 (-52.28%) Homeowner's exemption	$163,764 (-41.93%)	$349,400 (+23.9%) Land $60,000 Building $289,400
2022	$4,589.00	$282,000 Land $55,000 Building $227,000	$282,000 Land $55,000 Building $227,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.