Bell County property record for 4406 Cactus Trl, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,643 sqft · built 1982 |
| Lot Size | 0.151 acres (6,615 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,270 (2023) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0030460654 |
| Primary APN | 0030460654 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,643 sqft Living Area |
| 1st Floor Area | 1,643 sqft |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,615 sqft (0.151 acres) |
| Lot Dimensions | 105 ft deep x 63 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 10 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 731635 |
|---|---|
| Street Address | 4406 CACTUS TRL |
| City | TEMPLE |
| State | TX |
| Zip | 76502-3241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | CANYON CREEK PHASE II, BLOCK 007, LOT 0064 |
| Legal Subdivision | CANYON CREEK PHASE II |
| Legal Block | 7 |
| Legal Lot Number | 64 1 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 21301 |
4406 Cactus Trl is owned and occupied by two individuals who acquired it in July 2020.
Source: Bell County records, as of April 1, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4406 CACTUS TRL, TEMPLE, TX 76502-3241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2014 |
| Deed Sale | May 23, 2014 |
| Prior Sale | May 23, 2014 |
| Deed Document Number | 0000017974 |
| Last Transfer Date | Jul 30, 2020 |
| Transfer Doc | 0000038464 |
| Record Updated | Jun 7, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jul 30, 2020 |
| Property Address | 4406 CACTUS TRL, TEMPLE, TX 76502-3241 |
| Document Number | 0000038464 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 38464 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4406 CACTUS TRL TEMPLE TX 765023241, TEMPLE, TX 76502-3241 |
| Document Number | 38465 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 38465 |
| Name | PAULINE SCHWERTFEGER |
|---|---|
| Address | 904 HEATHER MARIE CT, TEMPLE, TX 76502-3372 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 29, 2035 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,270.00 (-31.63%) Homeowner's exemption Senior Citizen's exemption | $240,866 Land $28,000 Building $212,866 | $240,866 Land $28,000 Building $212,866 |
| 2022 | $3,320.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4406 Cactus Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4406 Cactus Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Altitude ISP, SOS Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures