4405 Watterson St, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4405 Watterson St, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,066 sqft · built 1910
Lot Size	0.107 acres (4,704 sqft)
Owner	Individual Name on Record
Last Sale	$63,500 (Aug 2002)
Tax Bill	$1,993 (2025)
Deeds & Mortgages	Aug 2023 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037-0001-0511-00`

Property Details

APN / Parcel Number

Primary APN	`037-0001-0511-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	720 sqft
Attic	Attic
Attic Area	346 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,704 sqft (0.107 acres)
Lot Dimensions	125 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4405 WATTERSON ST
City	CINCINNATI
State	OH
Zip	45227-2932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4405 WATTERSON AVE 37.50 X 125.97 LOT 8 PERRINES SUB
Legal Subdivision	PERRINES SUB
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4013
Census Tract	5600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4405 WATTERSON ST, CINCINNATI, OH 45227-2932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Transfer on Death Deed, Transfer
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CINFED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2002 · Amount on Record
Deed Sale	Aug 23, 2002 · Amount on Record
Deed Document Number	02-168280
Deed Book / Page	9007 / 01736
Record Updated	Jun 8, 2026

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 11, 2023
Property Address	4405 WATTERSON ST, CINCINNATI, OH 45227-2932
Document Number	0000056750
Book / Page	14977 / 1264
Map Reference	MB 23 PG 20
Instrument Date	Aug 3, 2023
Instrument	2023-0056750
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4405 WATTERSON ST, CINCINNATI, OH 45227-2932
Document Number	0000090809
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 WATTERSON ST CINCINNATI OH 452272932, CINCINNATI, OH 45227-2932

Mortgage

Document Number	0000090809
Date	Sep 8, 2020
Book Page	014248/002383
Instrument	90809

Lender

Name	CINFED FCU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 7, 2040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,993.00 (+2.73%) Homeowner's exemption	$42,413 (+%) Land $12,254 Building $30,159
2024	$1,940.00 (-25.36%) Homeowner's exemption	$42,412 (-) Land $12,253 Building $30,159
2023	$2,599.00 (+40.87%)	$42,412 (+57.17%) Land $12,253 Building $30,159	$121,180 (+57.17%) Land $35,010 Building $86,170
2022	$1,845.00 Homeowner's exemption	$26,985 Land $6,041 Building $20,944
2020			$77,100 Land $17,260 Building $59,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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