4345 Watterson St, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4345 Watterson St, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,266 sqft · built 1926
Lot Size	0.128 acres (5,619 sqft)
Owner	Company Name on Record
Last Sale	$66,200 (Mar 2019)
Tax Bill	$3,415 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Feb 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`037-0001-0164-00`

Property Details

APN / Parcel Number

Primary APN	`037-0001-0164-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,266 sqft Living Area
1st Floor Area	704 sqft
2nd Floor Area	562 sqft
Upper Floors Area	562 sqft
Basement Area	652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,619 sqft (0.128 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4345 WATTERSON ST
City	CINCINNATI
State	OH
Zip	45227-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4345 WATTERSON AV 45 X 125 LOT 28 JOHN J DITTGEN SUB
Legal Subdivision	JOHN J DITTGEN SUB
Legal Lot Number	28
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4013
Census Tract	5600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7672 MONTGOMERY RD, CINCINNATI, OH 45236-4204
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Deed of Trust, Mortgage · Line of Credit SPRING VALLEY BANK
Feb 18, 2020	Quit Claim Deed, Transfer PREMIER SERVICES TITLE AGENCY LLC, PREMIER SVC TITLE AGCY LLC
Feb 4, 2020	Quit Claim Deed, Transfer PRIME LNDG
Mar 15, 2019	Trustee's Deed, Foreclosure INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC
Mar 5, 2019	Trustee's Deed, Foreclosure INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Prior Sale	Feb 4, 2020
Deed Document Number	0000019460
Deed Book / Page	013875 / 001115
Last Transfer Date	Feb 18, 2020
Transfer Doc	0000016245
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4345 WATTERSON ST, CINCINNATI, OH 45227-2930
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7440 BRILL RD, CINCINNATI, OH 45243-3526

Mortgage

Document Number	0000054687
Date	Jul 9, 2019
Book Page	13954/02388
Instrument	2019-0054687

Lender

Name	SPRING VALLEY BANK
Type	Bank
Address	CINCINNATI, OH 45215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	16 Months
Due	Nov 1, 2020

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 18, 2020
Property Address	4345 WATTERSON ST, CINCINNATI, OH 45227-2930
Document Number	0000016245
Book / Page	014106 / 001968
Instrument Date	Feb 11, 2020
Instrument	16245
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	PREMIER SERVICES TITLE AGENCY LLC, PREMIER SVC TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7672 MONTGOMERY RD #167 CINCINNATI OH 452364204, 167, CINCINNATI, OH 45236-4204

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 4, 2020
Property Address	4345 WATTERSON ST, CINCINNATI, OH 45227-2930
Document Number	0000011973
Book / Page	014097 / 001425
Instrument Date	Feb 3, 2020
Instrument	11973
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 SPRING KNOLL DR CINCINNATI OH 452273845, CINCINNATI, OH 45227-3845

Mortgage

Document Number	11974
Date	Feb 4, 2020
Book Page	014097/001428
Instrument	11974

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 15, 2019
Property Address	4345 WATTERSON ST, CINCINNATI, OH 45227-2930
Document Number	0000019460
Book / Page	013875 / 001115
Instrument Date	Feb 5, 2019
Instrument	19460
Transaction Type	Foreclosure
Record Updated	May 29, 2019
Title Company	INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$264.80
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7440 BRILL RD CINCINNATI OH 452433526, CINCINNATI, OH 45243-3526

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 5, 2019
Property Address	4345 WATTERSON ST, CINCINNATI, OH 45227-2930
Document Number	0000016213
Book / Page	013867 / 000606
Instrument Date	Feb 5, 2019
Instrument	16213
Transaction Type	Foreclosure
Record Updated	May 29, 2019
Title Company	INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$264.80
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7440 BRILL RD CINCINNATI OH 452433526, CINCINNATI, OH 45243-3526

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,415.00 (+0.15%)	$53,750 (-) Land $14,508 Building $39,242
2024	$3,410.00 (-0.18%)	$53,750 (-) Land $14,508 Building $39,242
2023	$3,416.00 (+47.43%)	$53,750 (+64.16%) Land $14,508 Building $39,242	$153,570 (+64.16%) Land $41,450 Building $112,120
2022	$2,317.00	$32,743 Land $7,151 Building $25,592
2020			$93,550 Land $20,430 Building $73,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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