4403 Reflection Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4403 Reflection Ln, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,286 sqft Living Area
Lot Size	4,996 sqft (0.115 acres)
Occupancy	Owner Occupied
Last Sale	$194,250 (2015)
Tax Bill	$3,286.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8813-11-152-046`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,286 sqft Living Area
1st Floor	1,286 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	4,996 sqft (0.115 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	308 sqft Garage
Patio Area	120 sqft Patio
Porch Area	56 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4403 REFLECTION LN
City	WATERLOO
State	IA
Zip	50701-9355
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GUERNSEY PARK PLACE CONDO UNIT R-4403
Legal Range	13W
Legal Township	88N
Legal Section	11
Legal Subdivision	GUERNSEY PARK PLACE CONDO
Legal Block	R
Legal Lot Number	4403
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2001
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8813-11-152-046

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4403 REFLECTION LN, WATERLOO, IA 50701-9355
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 09, 2015 · Amount on Record
Deed Sale	Mar 09, 2015 · Amount on Record
Deed Doc Number	201514050
Record Refreshed	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4403 REFLECTION LN, WATERLOO, IA 50701-9355
Transaction Type	Mortgage
Record Updated	Nov 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4403 REFLECTION LN, WATERLOO, IA 50701-9355

Mortgage

Document Number	202200008985
Date	Oct 26, 2021
Instrument	202200008985

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,286.00 Homeowner's exemption	$198,670 (+8.07%) Land $34,980 Building $163,690	$198,670 (+8.07%) Land $34,980 Building $163,690
2024	$3,286.00 (+8.59%)
2023		$183,830 (+22.55%) Land $34,980 Building $148,850	$183,830 (+22.55%) Land $34,980 Building $148,850
2022	$3,026.00 Homeowner's exemption	$150,010 Land $13,740 Building $136,270
2021			$150,010 Land $13,740 Building $136,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.