Bay County property record for 4405 Pine Tree Ln, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,450 sqft · built 1979 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Feb 1999) |
| Tax Bill | $1,947 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 11726-054-000 |
| Primary APN | 11726-054-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,450 sqft Heated Area |
| Gross Area | 3,402 sqft |
| 1st Floor Area | 2,450 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 21,998 sqft (0.505 acres) |
| Lot Dimensions | 200 ft deep x 110 ft wide |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Driveway Area | 600 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 456 sqft |
| Deck Area | 560 sqft |
| Patio Area | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4405 PINE TREE LN |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-4423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | 18 3S 14W -1.51- 90B COM AT NW COR OF LOT 1 BLK M REPL OF BLKS L & M BAYWOOD |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 18 |
| Legal Subdivision | BINGOOSE ESTATES UN 01 |
| Legal Block | L,M |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 1404 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4405 PINE TREE LN, LYNN HAVEN, FL 32444-4423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 1999 · Amount on Record |
| Deed Sale | Feb 26, 1999 · Amount on Record |
| Deed Document Number | 0000185880 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,947.00 (+3.62%) Homeowner's exemption | $197,040 (+5.99%) | $245,661 (+7.73%) Land $60,588 Building $185,073 |
| 2023 | $1,879.00 (+11.58%) Homeowner's exemption | $185,910 (+3%) | $228,030 (+10.12%) Land $52,628 Building $175,402 |
| 2022 | $1,684.00 Homeowner's exemption | $180,495 | $207,068 Land $47,757 Building $159,311 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 425 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 425 in force |
| Nearby Flood Claims | 112 (1989–2024) |
| Claims Outside the SFHA | 24 of 112 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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