Bay County property record for 4338 Pine Tree Ln, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,686 sqft · built 1979 |
| Lot Size | 0.555 acres (24,176 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $949 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 11726-221-000 |
| Primary APN | 11726-221-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,686 sqft Heated Area |
| Gross Area | 2,326 sqft |
| 1st Floor Area | 1,686 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 24,176 sqft (0.555 acres) |
| Lot Dimensions | 220 ft deep x 110 ft wide |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 1,024 sqft |
| Porch | Porch |
| Porch Area | 68 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4338 PINE TREE LN |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-4415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | BINGOOSE ESTATES UNIT 1 LOT 3 BLK B ORB 851 P 308 M-90B |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 18 |
| Legal Subdivision | BINGOOSE ESTATES UNIT 1 |
| Legal Block | B |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2088 |
| Census Tract | 1404 |
Source: Bay County records · APN 11726-221-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 1832 W 27TH ST, PANAMA CITY, FL 32405-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 07, 2025 |
| Transfer Doc | 0049292110 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $949.00 (+2.59%) Homeowner's exemption | $116,324 (+5.99%) | $188,970 (+8.37%) Land $61,149 Building $127,821 |
| 2023 | $925.00 (+11.45%) Homeowner's exemption | $109,753 (+3%) | $174,378 (+15.84%) Land $53,115 Building $121,263 |
| 2022 | $830.00 Homeowner's exemption | $106,556 | $150,529 Land $48,199 Building $102,330 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 425 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 425 in force |
| Nearby Flood Claims | 112 (1989–2024) |
| Claims Outside the SFHA | 24 of 112 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 339 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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