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4405 Pine Tree Close, Cumming, GA 30041 Property Records

Forsyth County property record for 4405 Pine Tree Close, Cumming, GA 30041 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,744 sqft Living Area
Lot Size29,621 sqft (0.68 acres)
OccupancyOwner Occupied
Last Sale$229,000 (2017)
Tax Bill$3,603.00 (2025)

Owner

Source: Forsyth County records · APN 199-000-106

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4405 PINE TREE CLOSE, CUMMING, GA 30041-5939
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE
Sep 01, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MTG
Nov 17, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
VETERANS UNITED HM LNS
Apr 05, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 05, 2017Grant Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 31, 2017 · Amount on Record
Deed SaleMar 31, 2017 · Amount on Record
Prior SaleAug 06, 2015 · Amount on Record
Deed Doc Number20172903
Deed Book / Page8149 / 693
Prior Transfer DateJun 12, 2008
Prior Transfer Doc0051550156
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address4405 PINE TREE CLOSE, CUMMING, GA 30041-5939
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 PINE TREE CLOSE, CUMMING, GA 30041-5939

Mortgage

Document Number0103110000000420
DateAug 16, 2021
Book Page0000010311/0000000420
Lender
NameFREEDOM MORTGAGE
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address4405 PINE TREE CLOSE, CUMMING, GA 30041-5939
Document Number0096110660
Instrument DateSep 01, 2020
Transaction TypeMortgage
Record UpdatedOct 06, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 PINE TREE CLOSE CUMMING GA 300415939, CUMMING, GA 30041-5939

Mortgage

Document Number0096110660
DateSep 18, 2020
Book Page009611/000660
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address4405 PINE TREE CLOSE, CUMMING, GA 30041-5939
Document Number0083980402
Book / Page008398 / 000402
Instrument DateNov 17, 2017
Transaction TypeMortgage
Record UpdatedDec 07, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 PINE TREE CLOSE CUMMING GA 300415939, CUMMING, GA 30041-5939

Mortgage

Document Number0083980402
DateNov 24, 2017
Book Page008398/000402
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 23, 2047

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFORSYTH GA
Recording DateApr 05, 2017
Property Address4405 PINE TREE CLOSE, CUMMING, GA 30041-5939
Document Number0081490692
Book / Page008149 / 000692
Instrument DateMar 31, 2017
Instrument1583605
Transaction TypeTransfer
Record UpdatedMay 01, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4405 PINE TREE CLOSE CUMMING GA 300415939, CUMMING, GA 30041-5939

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFORSYTH GA
Recording DateApr 05, 2017
Property Address4405 PINE TREE CLOSE, CUMMING, GA 30041-5939
Document Number0081490693
Book / Page008149 / 000693
Instrument DateMar 31, 2017
Instrument1583606
Transaction TypeTransfer
Record UpdatedJan 09, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$229.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 PINE TREE CLOSE CUMMING GA 300415939, CUMMING, GA 30041-5939
InvestorPossibly a Property Investor

Mortgage

Document Number81490694
DateApr 05, 2017
Book Page008149/000694
Instrument1583607
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 04, 2047

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,603.00 (+2.8%) Homeowner's exemption Additional exemption filed$183,900 (+17.88%) Land $60,000 Building $123,900$459,750 (+17.88%) Land $150,000 Building $309,750
2024$3,505.00 (+22%)
2023$2,873.00 (-6.69%) Homeowner's exemption$156,000 (+50.39%) Land $44,000 Building $112,000$390,000 (+50.39%) Land $110,000 Building $280,000
2022$3,079.00 Homeowner's exemption$103,728 Land $28,000 Building $75,728$259,320 Land $70,000 Building $189,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 37% of the US · above 17% of Georgia
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN199-000-106
Alternative APNs
  • 000000047343
  • 0000145345
  • 199 106

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,744 sqft Living Area
1st Floor1,744 sqft 1st Floor
Stories1 Stories
Utility Area120 sqft Utility Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area29,621 sqft (0.68 acres)
Parking Spaces2 Parking Spaces
Garage Area400 sqft Garage
Patio Area60 sqft Patio
PorchOpen Porch
Porch Area253 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number0000145345
Street Address4405 PINE TREE CLOSE
CityCUMMING
StateGA
Zip30041-5939
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2-1 286 LT 34 BLK A UNIT 1 HABERSHAM ON LANIER
Legal SubdivisionHABERSHAM AT LANIER SUB
Legal BlockA
Legal Lot Number34
Legal Unit1
JurisdictionFORSYTH GA
Minor Civil DivisionCUMMING
Census Blockgroup1
Census Block1023
Census Tract130509

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