Forsyth County property record for 4403 Pine Tree Close, Cumming, GA 30041 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,769 sqft · built 1974 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Nov 2024) |
| Tax Bill | $5,305 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 199-000-105 |
| Primary APN | 199-000-105 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,769 sqft Living Area |
| 1st Floor Area | 1,769 sqft |
| Basement Area | 725 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Area | 725 sqft |
| Porch | Open Porch |
| Porch Area | 145 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000172614 |
|---|---|
| Street Address | 4403 PINE TREE CLOSE |
| City | CUMMING |
| State | GA |
| Zip | 30041-5939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2-1 LL 286 LT35 BL A UN1 HABERSHAM-ON-LANIER |
| Legal Subdivision | HABERSHAM AT LANIER SUB |
| Legal Block | A |
| Legal Lot Number | 35 |
| Jurisdiction | FORSYTH GA |
| Township / Civil Division | CUMMING |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 130509 |
Source: Forsyth County records · APN 199-000-105
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4403 PINE TREE CLOSE, CUMMING, GA 30041-5939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GO DIRECT LENDERS |
| May 22, 2020 | Grant Deed, Transfer · Conventional with PMI NORTHPOINTE BK |
| May 03, 2018 | Grant Deed, Transfer · FHA Mortgage MAGNOLIA BK |
| May 03, 2018 | Quit Claim Deed, Transfer · FHA Mortgage MAGNOLIA BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 27, 2024 · Amount on Record |
| Deed Sale | Nov 27, 2024 · Amount on Record |
| Prior Sale | May 20, 2020 · Amount on Record |
| Deed Book / Page | 11413 / 449 |
| Prior Transfer Date | Apr 27, 2018 |
| Prior Transfer Doc | 0085420627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 4403 PINE TREE CLOSE, CUMMING, GA 30041-5939 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4403 PINE TREE CLOSE, CUMMING, GA 30041-5939 |
| Document Number | 0105480000000528 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 0000010548/0000000528 |
| Name | GO DIRECT LENDERS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | May 22, 2020 |
| Property Address | 4403 PINE TREE CLOSE, CUMMING, GA 30041-5939 |
| Document Number | 0093710414 |
| Book / Page | 009371 / 000414 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4403 PINE TREE CLOSE CUMMING GA 300415939, CUMMING, GA 30041-5939 |
| Document Number | 93710416 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 009371/000416 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | May 03, 2018 |
| Property Address | 4403 PINE TREE CLOSE, CUMMING, GA 30041-5939 |
| Document Number | 0085420608 |
| Book / Page | 008542 / 000608 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 85420609 |
|---|---|
| Date | May 03, 2018 |
| Book Page | 008542/000609 |
| Name | MAGNOLIA BK |
|---|---|
| Type | Bank |
| Address | 101 WINSTON WAY # D, CAMPBELLSVILLE, KY 42718-4963 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 02, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | May 03, 2018 |
| Property Address | 4403 PINE TREE CLOSE, CUMMING, GA 30041-5939 |
| Document Number | 0085420627 |
| Book / Page | 008542 / 000627 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4403 PINE TREE CLOSE CUMMING GA 300415939, CUMMING, GA 30041-5939 |
| Document Number | 85420609 |
|---|---|
| Date | May 03, 2018 |
| Book Page | 008542/000609 |
| Name | MAGNOLIA BK |
|---|---|
| Type | Bank |
| Address | 101 WINSTON WAY # D, CAMPBELLSVILLE, KY 42718-4963 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 02, 2048 |
Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,305.00 (+33.39%) | $216,372 (+26.21%) Land $60,000 Building $156,372 | $540,930 (+26.21%) Land $150,000 Building $390,930 |
| 2024 | $3,977.00 (+20.37%) | ||
| 2023 | $3,304.00 (-5.68%) | $171,440 (+50.09%) Land $44,000 Building $127,440 | $428,600 (+50.09%) Land $110,000 Building $318,600 |
| 2022 | $3,503.00 | $114,228 Land $28,000 Building $86,228 | $285,570 Land $70,000 Building $215,570 |
Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 37% of the US · above 17% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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