4405 McCahill Rd, Chattanooga, TN 37415 Property Records

Hamilton County property record for 4405 McCahill Rd, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,523 sqft · built 1995
Lot Size	16.6 acres (723,967 sqft)
Owner	Individual Name on File
Last Sale	$1,800,000 (Oct 2021)
Tax Bill	$2,920 (2025)
Deeds & Mortgages	Oct 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`109H A 001`

Property Details

APN / Parcel Number

Primary APN	`109H A 001`
Alternative APN	`0000034998`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,523 sqft Living Area

Exterior

Year Built	Built 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	723,967 sqft (16.6 acres)
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000034998
Street Address	4405 MCCAHILL RD
City	CHATTANOOGA
State	TN
Zip	37415-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	J C MARTIN TRACT
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	3
Census Block	3000
Census Tract	10600

Owner

4405 McCahill Rd is owned by an individual who bought it in October 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 15252, CHATTANOOGA, TN 37415-0252
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Deed Document Number	2021102500233
Deed Book / Page	12704 / 832
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 25, 2021
Property Address	4405 MCCAHILL RD, CHATTANOOGA, TN 37415-2709
Document Number	0000000233
Book / Page	12704 / 832
Map Reference	MB 65 PG 115-117
Instrument Date	Oct 22, 2021
Instrument	2021102500233
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 READS LAKE RD, CHATTANOOGA, TN 37415-2039

Mortgage

Document Number	0012704836
Date	Oct 25, 2021
Instrument	12704/836

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Nov 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4405 McCahill Rd was $2,920, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Red Bank City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,920.00 (+2.64%)	$192,650 (+51.45%)	$770,600 (+51.45%) Land $408,500 Building $362,100
2024	$2,845.00 (-43.55%)	$127,200 (-)	$508,800 (-) Land $283,900 Building $224,900
2023	$5,040.00 (+17.62%)	$127,200 (-)	$508,800 (-) Land $283,900 Building $224,900
2022	$4,285.00	$127,200	$508,800 Land $283,900 Building $224,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4405 McCahill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 McCahill Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 72% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20