Hamilton County property record for 4320 McCahill Rd, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,484 sqft · built 1992 |
| Lot Size | 0.486 acres (21,182 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $146,000 (Mar 2010) |
| Tax Bill | $1,370 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 109H B 003.06 |
| Primary APN | 109H B 003.06 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,182 sqft (0.486 acres) |
| Lot Dimensions | 185 ft deep x 114 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000128434 |
|---|---|
| Old Parcel Number | 109H B 00306 |
| Street Address | 4320 MCCAHILL RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-2750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 7 PETER ROBERTS SUB PB 47 PG 292 OUT OF 109H-B-3 FOR 1990 |
| Legal Subdivision | PETER ROBERTS SUB |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10600 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4320 MCCAHILL RD, CHATTANOOGA, TN 37415-2750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2010 · Amount on Record |
| Deed Sale | Mar 22, 2010 · Amount on Record |
| Deed Document Number | 2010032200132 |
| Deed Book / Page | 9131 / 950 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4320 MCCAHILL RD, CHATTANOOGA, TN 37415-2750 |
| Document Number | 1115000078 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4320 MCCAHILL RD CHATTANOOGA TN 374152750, CHATTANOOGA, TN 37415-2750 |
| Document Number | 1115000078 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 011820/000881 |
| Instrument | 191115000078 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,370.00 (+19.76%) | $90,400 (+76.65%) | $361,600 (+76.65%) Land $70,000 Building $291,600 |
| 2024 | $1,144.00 (-44.71%) | $51,175 (-) | $204,700 (-) Land $50,000 Building $154,700 |
| 2023 | $2,069.00 (+18.43%) | $51,175 (-) | $204,700 (-) Land $50,000 Building $154,700 |
| 2022 | $1,747.00 | $51,175 | $204,700 Land $50,000 Building $154,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 73% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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