Union County property record for 4405 Kiddle Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,019 sqft · built 2009 |
| Lot Size | 0.106 acres (4,617 sqft) |
| Owner | Company Name on Record |
| Last Sale | $170,000 (Sep 2014) |
| Tax Bill | $1,724 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-402-882 |
| Primary APN | 09-402-882 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,019 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 4,617 sqft (0.106 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4405 KIDDLE LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-20 UNIO |
| Legal Description | #67 ST JOHNS FOREST PH4 MP2 OPCK363 |
| Legal Subdivision | ST JOHNS FOREST |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20308 |
Source: Union County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA |
| Aug 26, 2019 | Intrafamily Transfer, Transfer · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2014 · Amount on Record |
| Deed Sale | Sep 16, 2014 · Amount on Record |
| Prior Sale | Jul 1, 2009 · Amount on Record |
| Deed Document Number | 201424466 |
| Deed Book / Page | 6301 / 210 |
| Last Transfer Date | Aug 22, 2019 |
| Transfer Doc | 0007448778 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4405 KIDDLE LN, MONROE, NC 28110-7766 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Title Company | SELENE TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0008856330 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 8856/330 |
| Instrument | 3636 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10281 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 9, 2029 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 26, 2019 |
| Property Address | 4405 KIDDLE LN, MONROE, NC 28110-7766 |
| Document Number | 0007448778 |
| Book / Page | 7448 / 778 |
| Map Reference | CAB K FILE 363 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 0025297 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Number | 0000025298 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 0025298 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOL |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 9, 2024 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,724.00 (+13.8%) | $356,400 (+50.57%) Land $72,400 Building $284,000 | $356,400 (+50.57%) Land $72,400 Building $284,000 |
| 2023 | $1,515.00 | $236,700 Land $44,900 Building $191,800 | $236,700 Land $44,900 Building $191,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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