Union County property record for 4404 Kiddle Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,813 sqft · built 2008 |
| Lot Size | 0.106 acres (4,617 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,000 (Mar 2009) |
| Tax Bill | $1,599 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2017 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-402-898 |
| Primary APN | 09-402-898 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,813 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 4,617 sqft (0.106 acres) |
| Garage Type | Attached |
| Garage Area | 253 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4404 KIDDLE LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-20 UNIO |
| Legal Description | #197 ST JOHNS FOREST PH4 MP2 OPCK363 |
| Legal Subdivision | ST JOHNS FOREST |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20308 |
Source: Union County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4404 KIDDLE LN, MONROE, NC 28110-7766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 12, 2017 | Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA |
| Apr 12, 2017 | Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA |
| Mar 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2009 · Amount on Record |
| Deed Sale | Mar 30, 2009 · Amount on Record |
| Prior Sale | Mar 12, 2008 · Amount on Record |
| Deed Document Number | 20099676 |
| Deed Book / Page | 5087 / 443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4404 KIDDLE LN, MONROE, NC 28110-7766 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4404 KIDDLE LN, MONROE, NC 28110-7766 |
| Document Number | 0008165663 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 8165/663 |
| Instrument | 32556 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4404 KIDDLE LN, MONROE, NC 28110-7766 |
| Document Number | 6915905 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | URBAN LENDING SOLUTIONS, URBAN LNDG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 4404 KIDDLE LN MONROE NC 281107766, MONROE, NC 28110-7766 |
| Document Number | 6915905 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 006915/000905 |
| Instrument | 10754 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4404 KIDDLE LN, MONROE, NC 28110-7766 |
| Document Number | 6915674 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | URBAN LENDING SOLUTIONS, URBAN LNDG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 4404 KIDDLE LN MONROE NC 281107766, MONROE, NC 28110-7766 |
| Document Number | 6915674 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 006915/000674 |
| Instrument | 10713 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4404 KIDDLE LN, MONROE, NC 28110-7766 |
| Document Number | 6916686 |
| Book / Page | 006916 / 000686 |
| Instrument Date | Mar 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2017 |
| Title Company | URBAN LENDING SOLUTIONS, URBAN LNDG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 4404 KIDDLE LN MONROE NC 281107766, MONROE, NC 28110-7766 |
| Document Number | 6916686 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 006916/000686 |
| Instrument | 10887 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | TULSA, OK 74137 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2047 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,599.00 (+13.89%) | $330,700 (+50.73%) Land $72,400 Building $258,300 | $330,700 (+50.73%) Land $72,400 Building $258,300 |
| 2023 | $1,404.00 | $219,400 Land $44,900 Building $174,500 | $219,400 Land $44,900 Building $174,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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