St. Louis County property record for 4405 Kerth Circle Xing, Saint Louis, MO 63128
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 1,424 sqft · built 2004 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $275,000 (May 2016) |
| Tax Bill | $3,931 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30K-13-0823 |
| Primary APN | 30K-13-0823 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| Gross Area | 1,968 sqft |
| 1st Floor Area | 1,412 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 44 ft deep x 44 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 164 sqft |
| Deck Area | 42 sqft |
| Patio Area | 42 sqft |
| Balcony Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4405 KERTH CIRCLE XING |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63128-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | VILLAS AT KERTH CROSSING (THE) LOT 38 |
| Legal Subdivision | VILLAS AT KERTH CROSSING (THE) |
| Legal Lot Number | 38 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | TESSON FERRY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 221338 |
4405 Kerth Circle Xing is owner-occupied and held in a trust since September 2018.
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4405 KERTH CIRCLE XING, SAINT LOUIS, MO 63128-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2016 · Amount on File |
| Deed Sale | May 26, 2016 · Amount on File |
| Prior Sale | Jan 7, 2005 · Amount on File |
| Deed Document Number | 2016205 |
| Deed Book / Page | 22032 / 265 |
| Last Transfer Date | Sep 4, 2018 |
| Transfer Doc | 02318401326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 4405 KERTH CIRCLE XING, SAINT LOUIS, MO 63128-3132 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | FREEDOM TITLE LLC ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 4405 KERTH CIRCLE XING, SAINT LOUIS, MO 63128-3132 |
| Document Number | 0244162026 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 24416/2026 |
| Instrument | 2020110500326 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 4405 Kerth Circle Xing was $3,931, up 0.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Mehlville R-IX School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,300 (-) Land $18,430 Building $45,870 | $338,400 (-) Land $97,000 Building $241,400 | |
| 2025 | $3,931.00 (+0.05%) | $64,300 Land $18,430 Building $45,870 | $338,400 Land $97,000 Building $241,400 |
| 2024 | $3,929.00 (+1.29%) | ||
| 2023 | $3,879.00 (+6.65%) | $58,510 (+5.29%) Land $7,680 Building $50,830 | $307,900 Land $40,400 Building $267,500 |
| 2022 | $3,637.00 | $55,570 Land $11,510 Building $44,060 | |
| 2021 | $292,500 Land $60,600 Building $231,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4405 Kerth Circle Xing in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4405 Kerth Circle Xing is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: T-Mobile.
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