4404 Kerth Circle Xing, Saint Louis, MO 63128 Property Records

St. Louis County property record for 4404 Kerth Circle Xing, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,424 sqft · built 2004
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,700 (Mar 2005)
Tax Bill	$3,941 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30K-13-0612`

Property Details

APN / Parcel Number

Primary APN	`30K-13-0612`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	1,956 sqft
1st Floor Area	1,412 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	44 ft deep x 44 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	140 sqft
Deck Area	42 sqft
Patio Area	96 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4404 KERTH CIRCLE XING
City	SAINT LOUIS
State	MO
Zip	63128-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	VILLAS AT KERTH CROSSING (THE) LOT 17
Legal Subdivision	VILLAS AT KERTH CROSSING (THE)
Legal Lot Number	17
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	1
Census Block	1011
Census Tract	221338

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4404 KERTH CIRCLE XING, SAINT LOUIS, MO 63128-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2005 · Amount on Record
Deed Sale	Mar 10, 2005 · Amount on Record
Deed Document Number	2005116
Deed Book / Page	16405 / 867
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4404 KERTH CIRCLE XING, SAINT LOUIS, MO 63128-3131
Document Number	0226223336
Book / Page	022622 / 003336
Instrument Date	Jul 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4404 KERTH CIRCLE XING ST LOUIS MO 631283131, ST LOUIS, MO 63128-3131

Mortgage

Document Number	0226223336
Date	Jul 25, 2017
Book Page	022622/003336
Instrument	886

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 24, 2027

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,510 (-) Land $18,430 Building $46,080	$339,500 (-) Land $97,000 Building $242,500
2025	$3,941.00 (+0.05%)	$64,510 (+9.97%) Land $18,430 Building $46,080	$339,500 (+9.98%) Land $97,000 Building $242,500
2024	$3,939.00 (+1.31%)
2023	$3,888.00 (+6.52%)	$58,660 (+5.2%) Land $7,680 Building $50,980	$308,700 (+5.18%) Land $40,400 Building $268,300
2022	$3,650.00	$55,760 Land $11,510 Building $44,250
2021			$293,500 Land $60,600 Building $232,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile.

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