4405 Hamilton Ave, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4405 Hamilton Ave, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,463 sqft · built 1919
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Jul 2017)
Tax Bill	$2,038 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`197-0036-0029-00`

Property Details

APN / Parcel Number

Primary APN	`197-0036-0029-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,463 sqft Living Area
1st Floor Area	1,001 sqft
Attic	Attic
Attic Area	462 sqft
Basement Area	1,097 sqft

Exterior

Year Built	Built 1919
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4405 HAMILTON AVE
City	CINCINNATI
State	OH
Zip	45223-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4405 HAMILTON AVE 50 X 120 LOT 13 BONNIE BRAE SUB
Legal Subdivision	BONNIE BRAE SUB
Legal Lot Number	13
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2009
Census Tract	27700

Owner

4405 Hamilton Ave is owned and occupied by an individual who bought it in July 2017.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4405 HAMILTON AVE, CINCINNATI, OH 45223-1708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Loan Modification, Mortgage · Conventional Mortgage UNION SVGS
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA
Jul 11, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2017 · Amount on File
Deed Sale	Jul 11, 2017 · Amount on File
Prior Sale	Aug 25, 2016 · Amount on File
Deed Document Number	17-0061767
Record Updated	Jun 8, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	4405 HAMILTON AVE, CINCINNATI, OH 45223-1708
Document Number	0000120293
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4405 HAMILTON AVE CINCINNATI OH 452231708, CINCINNATI, OH 45223-1708

Mortgage

Document Number	0000120293
Date	Nov 16, 2020
Book Page	014296/001535
Instrument	120293

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4405 HAMILTON AVE, CINCINNATI, OH 45223-1708
Document Number	0000048490
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4405 HAMILTON AVE CINCINNATI OH 452231708, CINCINNATI, OH 45223-1708

Mortgage

Document Number	0000048490
Date	May 26, 2020
Book Page	014175/000311
Instrument	48490

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 11, 2017
Property Address	4405 HAMILTON AVE, CINCINNATI, OH 45223-1708
Document Number	0000001767
Map Reference	MB 23 PG 75
Instrument Date	Jun 29, 2017
Instrument	17-0061767
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 HAMILTON AVE, CINCINNATI, OH 45223-1708

Mortgage

Document Number	0000001768
Date	Jul 11, 2017
Instrument	17-0061768

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4405 Hamilton Ave was $2,038, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,038.00 (+3.14%)	$97,584 (-) Land $18,340 Building $79,244
2024	$1,976.00 (-2.23%)	$97,584 (-) Land $18,340 Building $79,244
2023	$2,021.00 (+36.74%)	$97,584 (+30.28%) Land $18,340 Building $79,244	$278,810 Land $52,400 Building $226,410
2022	$1,478.00 Homeowner's exemption	$74,901 Land $9,496 Building $65,405
2020			$214,000 Land $27,130 Building $186,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4405 Hamilton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Hamilton Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Hamilton Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures