4405 E Lake Rd, Clio, MI 48420 Property Records

Genesee County property record for 4405 E Lake Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1966
Lot Size	13.3 acres (581,962 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Aug 2019)
Tax Bill	$4,821 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-03-400-010`

Property Details

APN / Parcel Number

Primary APN	`17-03-400-010`

Interior

Full Baths	1 Bath
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Lot Area	581,962 sqft (13.3 acres)
Garage Area	962 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4405 E LAKE RD
City	CLIO
State	MI
Zip	48420-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	A PARCEL OF LAND BEG N 85 DEG 37 MIN 27 SEC E 1369.90 FT FROM S 1/4 COR OF SEC TH N 1 DEG 31 MIN 04 SEC E 440 FT TH S 85 DEG
Legal Range	07E
Legal Township	09N
Legal Section	03
Jurisdiction	GENESEE MI
Township / Civil Division	THETFORD
Census Block Group	1
Census Block	1005
Census Tract	12501

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4416 STARBOARD CT, SOQUEL, CA 95073-2154
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 20, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Prior Sale	Sep 12, 2006 · Amount on Record
Deed Document Number	201955241
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4405 E LAKE RD, CLIO, MI 48420-9176
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202106010052211
Date	Jun 1, 2021
Instrument	202106010052211

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 20, 2019
Property Address	4405 E LAKE RD, CLIO, MI 48420-9176
Document Number	0000055241
Instrument Date	Aug 7, 2019
Instrument	55241
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 7TH AVE #14 SANTA CRUZ CA 950622732, 14, SANTA CRUZ, CA 95062-2732

Mortgage

Document Number	55242
Date	Aug 20, 2019
Instrument	55242

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Aug 19, 2039

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Thetford Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,300 (+2.04%) Land $30,000 Building $100,300	$260,600 (+2.04%) Land $60,000 Building $200,600
2025	$4,821.00 (+2.36%)	$127,700 (+13.81%)	$255,400 (+13.81%)
2024	$4,710.00 (+11.58%)
2023		$112,200	$224,400
2022	$4,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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