Genesee County property record for 4354 E Lake Rd, Clio, MI 48420 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Square Footage | 2,200 sqft Living Area |
| Lot Size | 58,370 sqft (1.34 acres) |
| Garage | 484 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $80,000 (2013) |
| Tax Bill | $797.00 (2025) |
| Primary APN | 17-10-200-004 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 2,200 sqft Living Area |
| 1st Floor | 1,364 sqft 1st Floor |
| Basement Area | 1,364 sqft Basement |
| Stories | 2 Stories |
| Lot Area | 58,370 sqft (1.34 acres) |
|---|---|
| Depth X Width | 290 ft x 200 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 484 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4354 E LAKE RD |
|---|---|
| City | CLIO |
| State | MI |
| Zip | 48420-9145 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W 200 FT OF E 450 FT OF N 290.40 FT OF E 1/2 OF W 1/2 OF NE 1/4 SEC 10 T9N R7E (78) |
| Legal Range | 07E |
| Legal Township | 09N |
| Legal Section | 10 |
| Jurisdiction | GENESEE MI |
| Minor Civil Division | THETFORD |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 12501 |
Source: Genesee County records · APN 17-10-200-004
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4354 E LAKE RD, CLIO, MI 48420-9145 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2026 | Intrafamily Transfer, Transfer · Line of Credit ELGA CREDIT UNION |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 02, 2013 · Amount on Record |
| Deed Sale | Dec 02, 2013 · Amount on Record |
| Prior Sale | Aug 29, 2012 · Amount on Record |
| Deed Doc Number | 2013117769 |
| Last Transfer Date | Jan 20, 2026 |
| Transfer Doc | 0000001745 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Feb 02, 2026 |
| Property Address | 4354 E LAKE RD, CLIO, MI 48420-9145 |
| Document Number | 0000001745 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 202602020001745 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4354 E LAKE RD, CLIO, MI 48420-9145 |
| Name | Verified Name |
|---|---|
| Address | 4354 E LAKE RD, CLIO, MI 48420-9145 |
| Document Number | 0000001744 |
|---|---|
| Date | Feb 02, 2026 |
| Instrument | 202602020001744 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 4354 E LAKE RD, CLIO, MI 48420-9145 |
| Document Number | 0000036248 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4354 E LAKE RD CLIO MI 484209145, CLIO, MI 48420-9145 |
| Document Number | 0000036248 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 36248 |
| Name | ELGA CU |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 20, 2030 |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Thetford Township |
| Unified School District | Clio Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $797.00 (-64.56%) Homeowner's exemption | $117,700 (+6.32%) | $235,400 (+6.32%) |
| 2024 | $2,249.00 (+11.89%) | ||
| 2023 | $110,700 | $221,400 | |
| 2022 | $2,010.00 |
4354 E Lake Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Genesee County (26049C), updated February 19, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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