Cherokee County property record for 4405 AL Highway 9, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1,148 sqft · built 1999 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $86,200 (Feb 2021) |
| Tax Bill | $479 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-08-28-0-000-057.001 |
| Primary APN | 13-10-08-28-0-000-057.001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Mixed |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 114 sqft |
| Utility Building | 105 sqft |
| Account Number | 212998 |
|---|---|
| Street Address | 4405 AL HIGHWAY 9 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-5027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 8 & 9 CORNWALL SUB 4/7 |
| Legal Range | 10E |
| Legal Township | 09S |
| Legal Section | 28 |
| Legal Subdivision | CORNWALL |
| Legal Lot Number | 8-9 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 955701 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4405 AL HIGHWAY 9, CEDAR BLUFF, AL 35959-5027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2021 · Amount on Record |
| Deed Sale | Feb 17, 2021 · Amount on Record |
| Deed Document Number | 2021216634 |
| Prior Transfer Date | Jul 17, 2020 |
| Prior Transfer Doc | 0000216634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 4405 AL HIGHWAY 9, CEDAR BLUFF, AL 35959-5027 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 220022 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 220022 |
| Name | ALABAMA TEACHERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 12.5% |
| Max Rate At Change | 6.25% |
| Index | 5-Year CMT |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Cedar Bluff Town |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $479.00 (+7.88%) | ||
| 2025 | $444.00 Homeowner's exemption | $10,580 (-) Land $880 Building $9,700 | $105,800 (-) Land $8,800 Building $97,000 |
| 2024 | $444.00 Additional exemption filed | $10,580 (-) Land $880 Building $9,700 | $105,800 (-) Land $8,800 Building $97,000 |
| 2023 | $444.00 Homeowner's exemption | $10,580 (-) | $105,800 (-) Land $8,800 Building $97,000 |
| 2022 | $444.00 Homeowner's exemption | $10,580 Land $880 Building $9,700 | $105,800 Land $8,800 Building $97,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187 |
|---|---|
| Water Source | Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| TDS Telecom DSL | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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