4355 AL Highway 9, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 4355 AL Highway 9, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	865 sqft · built 1940
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Tax Bill	$310 (2026)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-08-28-0-000-060.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-08-28-0-000-060.000`
Alternative APNs	`ALT APN:1008280000060000` `25727`

Interior

Stories	1 Story
Building Area	865 sqft Living Area
1st Floor Area	865 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,602 sqft (0.45 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	200 sqft
Deck Area	95 sqft

Location & Zoning

Account Number	25727
Street Address	4355 AL HIGHWAY 9
City	CEDAR BLUFF
State	AL
Zip	35959-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, CORNWALL SD, 1ST ADD PB 4 PG 7
Legal Range	10E
Legal Township	09S
Legal Section	28
Legal Subdivision	CORNWALL SD
Legal Lot Number	6
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	1
Census Block	1023
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4355 AL HIGHWAY 9, CEDAR BLUFF, AL 35959-5028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2012
Deed Sale	May 16, 2012
Prior Sale	Oct 25, 2006
Deed Document Number	2012174054
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	4355 AL HIGHWAY 9, CEDAR BLUFF, AL 35959-5028
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	205707
Date	Dec 27, 2018
Instrument	205707

Lender

Name	ALABAMA TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$310.00 (+8.01%)
2025	$287.00 Homeowner's exemption	$7,240 (-) Land $560 Building $6,680	$72,300 (-) Land $5,500 Building $66,800
2024	$287.00 Additional exemption filed	$7,240 (-) Land $560 Building $6,680	$72,300 (-) Land $5,500 Building $66,800
2023	$287.00 Homeowner's exemption	$7,240 (-)	$72,300 (-) Land $5,500 Building $66,800
2022	$287.00 Homeowner's exemption	$7,240 Land $560 Building $6,680	$72,300 Land $5,500 Building $66,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
TDS Telecom DSL	50 / 10
AT&T Fixed Wireless	25 / 3