4404 Pt Degada, Oceanside, CA 92058 Property Records

San Diego County property record for 4404 Pt Degada, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,200 sqft · built 1983
Lot Size	0.16 acres (6,985 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Jul 2018)
Tax Bill	$6,908 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`157-491-02-00`

Property Details

APN / Parcel Number

Primary APN	`157-491-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,200 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	6,985 sqft (0.16 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4404 POINT DEGADA
City	OCEANSIDE
State	CA
Zip	92058-6907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 127 TR 009384
Legal Subdivision	WHELAN RANCH
Legal Tract	009384
Legal Block	1
Legal Lot Number	127
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1015
Census Tract	18608

Owner

Source: San Diego County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4221 DUSK LN, OCEANSIDE, CA 92056-4715
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Oct 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 6, 2018	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Prior Sale	Feb 21, 2003 · Amount on Record
Deed Document Number	2018277113
Last Transfer Date	Jun 3, 2021
Transfer Doc	0000415600
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2021
Property Address	4404 POINT DEGADA, OCEANSIDE, CA 92058-6907
Document Number	0000415600
Map Reference	MAP 9384
Instrument Date	Jun 3, 2021
Instrument	2021-0415600
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIDELITY NATL TTL ORANGE CNT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 DUSK LN, OCEANSIDE, CA 92056-4715

Mortgage

Document Number	0000415601
Date	Jun 4, 2021
Instrument	2021-0415601

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4404 POINT DEGADA, OCEANSIDE, CA 92058-6907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442088
Date	Oct 3, 2019
Instrument	2019-0442088

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4404 POINT DEGADA, OCEANSIDE, CA 92058-6907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 DUSK LN, OCEANSIDE, CA 92056-4715

Mortgage

Document Number	0000452729
Date	Oct 30, 2018
Instrument	2018-0452729

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2018
Property Address	4404 POINT DEGADA, OCEANSIDE, CA 92058-6907
Document Number	0000277113
Instrument Date	May 31, 2018
Instrument	277113
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	603 SEAGAZE DR #130 OCEANSIDE CA 920543005, 130, OCEANSIDE, CA 92054-3005

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$625,799 (+2%) Land $327,890 Building $297,909
2025	$6,908.00 (+5.18%)	$613,529 (+4.04%) Land $321,461 Building $292,068
2023	$6,568.00 (+1.53%)	$589,707 Land $308,979 Building $280,728
2022	$6,469.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Dec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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