4402 Pt Degada, Oceanside, CA 92058 Property Records

San Diego County property record for 4402 Pt Degada, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,200 sqft · built 1983
Lot Size	0.746 acres (32,481 sqft)
Owner	Individual Name on File
Last Sale	$1,125,000 (May 2025)
Tax Bill	$11,762 (2025)
Deeds & Mortgages	Apr 2023 Sale & Reverse Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`157-491-01-00`

Property Details

APN / Parcel Number

Primary APN	`157-491-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,200 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	32,481 sqft (0.746 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4402 POINT DEGADA
City	OCEANSIDE
State	CA
Zip	92058-6907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 126 TR 009384
Legal Subdivision	WHELAN RANCH
Legal Tract	009384
Legal Block	1
Legal Lot Number	126
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1015
Census Tract	18608

Owner

4402 Pt Degada is owned by an individual who bought it in May 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	24912 SAUSALITO ST, LAGUNA HILLS, CA 92653-5626
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Grant Deed, Transfer · Reverse Mortgage CROSSCOUNTRY MORTGAGE LLC
May 9, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 14, 2017	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2025 · Amount on File
Deed Sale	May 5, 2025 · Amount on File
Prior Sale	Apr 3, 2023 · Amount on File
Deed Document Number	2025117935
Prior Transfer Date	Apr 9, 2020
Prior Transfer Doc	0000339906
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2023
Property Address	4402 POINT DEGADA, OCEANSIDE, CA 92058-6907
Document Number	0000085473
Map Reference	MAP 9384
Instrument Date	Mar 6, 2023
Instrument	2023-0085473
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	HOMELIGHT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4402 POINT DEGADA, OCEANSIDE, CA 92058-6907

Mortgage

Document Number	0000085474
Date	Apr 3, 2023
Instrument	2023-0085474

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2022
Property Address	4402 POINT DEGADA, OCEANSIDE, CA 92058-6907
Document Number	0000200183
Map Reference	MAP 9384
Instrument Date	Apr 25, 2022
Instrument	2022-0200183
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4402 POINT DEGADA, OCEANSIDE, CA 92058-6907

Mortgage

Document Number	0000200184
Date	May 9, 2022
Instrument	2022-0200184

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2020
Property Address	4402 POINT DEGADA, OCEANSIDE, CA 92058-6907
Document Number	0000339906
Instrument Date	Apr 9, 2020
Instrument	339906
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4402 POINT DEGADA OCEANSIDE CA 920586907, OCEANSIDE, CA 92058-6907

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2017
Property Address	4402 POINT DEGADA, OCEANSIDE, CA 92058-6907
Document Number	0000267576
Map Reference	MAP9384
Instrument Date	May 19, 2017
Instrument	2017-0267576
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4402 POINT DEGADA, OCEANSIDE, CA 92058-6907

Mortgage

Document Number	0000267577
Date	Jun 14, 2017
Instrument	2017-0267577

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4402 Pt Degada was $11,762.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,147,499 (+8.77%) Land $894,009 Building $253,490
2025	$11,762.00 Homeowner's exemption	$1,054,965 Land $821,916 Building $233,049
2023	$12,452.00 (+62.11%)	$1,122,000 Land $612,000 Building $510,000
2022	$7,681.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4402 Pt Degada in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Dec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4402 Pt Degada is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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