4403 Upland Stream Ln, Katy, TX 77493 Property Records

Harris County property record for 4403 Upland Stream Ln, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,490 sqft · built 2020
Lot Size	0.127 acres (5,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,340 (Jun 2026)
Tax Bill	$8,946 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-072-004-0009`

Property Details

APN / Parcel Number

Primary APN	`140-072-004-0009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,490 sqft Living Area
1st Floor Area	1,055 sqft
Game Room	Game Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	5,543 sqft (0.127 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1400720040009
Street Address	4403 UPLAND STREAM LN
City	KATY
State	TX
Zip	77493-3871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 BLK 4 KATY POINTE SEC 2
Legal Subdivision	KATY POINTE SEC 2
Legal Block	4
Legal Lot Number	9
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2069
Census Tract	542902

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4403 UPLAND STREAM LN, KATY, TX 77493-3871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Apr 16, 2026	Warranty Deed, Transfer OLDE STONE TITLE, OLDE TOWNE TITLE
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Apr 16, 2026
Deed Document Number	2026230790
Prior Transfer Date	Sep 21, 2020
Prior Transfer Doc	2020447714
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 11, 2026
Property Address	4403 UPLAND STREAM LN, KATY, TX 77493-3871
Document Number	0000230790
Instrument Date	Jun 8, 2026
Instrument	2026230790
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	OLDE STONE TITLE, OLDE TOWNE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4403 UPLAND STREAM LN, KATY, TX 77493-3871

Mortgage

Document Number	0000230791,
Date	Jun 11, 2026
Instrument	2026230791

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 16, 2026
Property Address	4403 UPLAND STREAM LN, KATY, TX 77493-3871
Document Number	0000146145
Instrument Date	Apr 15, 2026
Instrument	2026146145
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	OLDE STONE TITLE, OLDE TOWNE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4403 UPLAND STREAM LN, KATY, TX 77493-3871
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021169770
Date	Mar 31, 2021
Instrument	2021-169770

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,955 (-4.25%) Land $67,647 Building $302,308	$369,955 (-4.25%) Land $67,647 Building $302,308
2025	$8,946.00 (+2.85%) Homeowner's exemption	$386,389 (-5.43%) Land $67,647 Building $318,742	$386,389 (-5.43%) Land $67,647 Building $318,742
2024	$8,698.00 (+103.32%)
2023		$408,595 Land $67,647 Building $340,948	$408,595 Land $67,647 Building $340,948
2022	$4,278.00 (+514.66%)
2020	$696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 495 serves 9,882 people · EPA ID TX1013532
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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