4315 Upland Stream Ln, Katy, TX 77493 Property Records

Harris County property record for 4315 Upland Stream Ln, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,212 sqft · built 2020
Lot Size	0.154 acres (6,720 sqft)
Owner	2 Individual Names on File
Last Sale	$296,530 (May 2021)
Tax Bill	$10,628 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`140-072-005-0002`

Property Details

APN / Parcel Number

Primary APN	`140-072-005-0002`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,212 sqft Living Area
1st Floor Area	1,680 sqft
Game Room	Game Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,720 sqft (0.154 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1400720050002
Street Address	4315 UPLAND STREAM LN
City	KATY
State	TX
Zip	77493-3869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 5 KATY POINTE SEC 2
Legal Subdivision	KATY POINTE SEC 2
Legal Block	5
Legal Lot Number	2
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2097
Census Tract	542902

Owner

4315 Upland Stream Ln is owned and occupied by two individuals who bought it in May 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4315 UPLAND STREAM LN, KATY, TX 77493-3869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 19, 2021	Vendor's Lien, Subdivision Related Transfer · Commercial Mortgage TEXAS FIRST BANK
Feb 4, 2020	Deed of Trust, Mortgage ALAMO TITLE COMPANY, ALAMO TITLE CO (HOUSTON)
Dec 31, 2019	Deed of Trust, Mortgage WILMINGTON TR NA
Dec 27, 2019	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on File
Deed Sale	May 19, 2021 · Amount on File
Deed Document Number	2021278317
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4315 UPLAND STREAM LN, KATY, TX 77493-3869
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118196
Date	Mar 30, 2026
Instrument	2026-118196

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

May 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	May 19, 2021
Property Address	4315 UPLAND STREAM LN, KATY, TX 77493-3869
Document Number	2021278317
Map Reference	MF 685960
Instrument Date	May 11, 2021
Instrument	2021-278317
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 28, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13111 NORTHWEST FWY STE 200, 13111, HOUSTON, TX 77040-6311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 KINGSWAY DR, CROWN POINT, IN 46307-8982

Mortgage

Document Number	2021278318
Date	May 19, 2021
Instrument	2021-278318

Lender

Name	TEXAS FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4315 UPLAND STREAM LN, KATY, TX 77493-3869
Document Number	0000057849
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO (HOUSTON)

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4315 UPLAND STREAM LN, KATY, TX 77493-3869
Document Number	0000003470
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO (HOUSTON)

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number	0000003470
Date	Jan 3, 2020
Instrument	3470

Lender

Name	WILMINGTON TR NA
Address	WILMINGTON, DE 19890-1600

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 2, 2025

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 27, 2019
Property Address	4315 UPLAND STREAM LN, KATY, TX 77493-3869
Document Number	0000572790
Instrument Date	Dec 26, 2019
Instrument	572790
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13111 NORTHWEST FWY #200 HOUSTON TX 770406311, 200, HOUSTON, TX 77040-6311

Tax Assessment & Valuation

The 2025 property tax bill for 4315 Upland Stream Ln was $10,628 with a homeowner's exemption, up 0.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,500 (-4.38%) Land $68,614 Building $369,886	$438,500 (-4.38%) Land $68,614 Building $369,886
2025	$10,628.00 (+0.25%) Homeowner's exemption	$458,583 Land $68,614 Building $389,969	$458,583 Land $68,614 Building $389,969
2024	$10,601.00
2023		$485,728 Land $68,614 Building $417,114	$485,728 Land $68,614 Building $417,114
2022	$6,103.00
2020	$1,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4315 Upland Stream Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4315 Upland Stream Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 495 serves 9,882 people · EPA ID TX1013532
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Upland Stream Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures