4401 Smoke Tree Ct, Concord, CA 94521 Property Records

Contra Costa County property record for 4401 Smoke Tree Ct, Concord, CA 94521

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,367 sqft · built 1979
Lot Size0.154 acres (6,720 sqft)
Owner2 Individual Names on File
Last Sale$661,000 (May 2017)
Tax Bill$9,480 (2025)
Deeds & MortgagesJul 2020 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN133-260-024-4

Property Details

APN / Parcel Number

Primary APN133-260-024-4
Alternative APN
  • 133-260-024

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,367 sqft Living Area
1st Floor Area1,367 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1990
Architectural StyleCluster
Lot Area6,720 sqft (0.154 acres)
Garage TypeAttached
Garage Area439 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address4401 SMOKE TREE CT
CityCONCORD
StateCA
Zip94521-4321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionT04838 L1046 B
Legal SubdivisionTHE CROSSINGS
Legal Tract04838
Legal Lot Number1046
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2005
Census Tract334006

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3548 GLACIER CT S, PLEASANTON, CA 94588-4912
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Oct 28, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 25, 2017Grant Deed, Transfer · Conventional Mortgage
FREMONT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2017 · Amount on File
Deed SaleMay 25, 2017 · Amount on File
Deed Document Number201793458
Last Transfer DateOct 18, 2019
Transfer Doc0000189848
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4401 SMOKE TREE CT, CONCORD, CA 94521-4321
Document Number0000161984
Instrument DateJul 30, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4401 SMOKE TREE CT CONCORD CA 945214321, CONCORD, CA 94521-4321

Mortgage

Document Number0000161984
DateAug 5, 2020
Instrument161984
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 4, 2050

October 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateOct 28, 2019
Property Address4401 SMOKE TREE CT, CONCORD, CA 94521-4321
Document Number0000189848
Map ReferenceMB 198 PG 14
Instrument DateOct 18, 2019
Instrument2019-189848
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4401 SMOKE TREE CT, CONCORD, CA 94521-4321

Mortgage

Document Number0000189849
DateOct 28, 2019
Instrument2019-189849
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2039

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMay 25, 2017
Property Address4401 SMOKE TREE CT, CONCORD, CA 94521-4321
Document Number0000093458
Map ReferenceMB198 PG14
Instrument DateMay 19, 2017
Instrument2017-093458
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4401 SMOKE TREE CT, CONCORD, CA 94521-4321

Mortgage

Document Number0000093459
DateMay 25, 2017
Instrument2017-093459
Lender
NameFREMONT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$782,481 (+2%) Land $497,191 Building $285,290
2025$9,480.00 (+4.45%)$767,140 (+4.04%) Land $487,443 Building $279,697
2023$9,076.00 (+1.28%)$737,353 Land $468,516 Building $268,837
2022$8,961.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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