4401 Ruby Rd, Fayetteville, NC 28311 Property Records

Cumberland County property record for 4401 Ruby Rd, Fayetteville, NC 28311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,871 sqft · built 1976
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Oct 2023 Transfer Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0429-49-3246`

Property Details

APN / Parcel Number

Primary APN	`0429-49-3246`
Alternative APN	`0429.06493246`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,871 sqft Heated Area
1st Floor Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Traditional
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	117 ft deep x 124 ft wide
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4401 RUBY RD
City	FAYETTEVILLE
State	NC
Zip	28311-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	TIFFANY PINES LO:45 SE:01 PL:0041-0043
Legal Subdivision	TIFFANY PINES
Legal Block	49
Legal Lot Number	45
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CARVERS CREEK
Census Block Group	1
Census Block	1013
Census Tract	2501

Owner

Source: Cumberland County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4401 RUBY RD, FAYETTEVILLE, NC 28311-1852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Intrafamily Transfer, Transfer
Oct 3, 2019	Intrafamily Transfer, Transfer · FHA Mortgage FIRST CITIZENS BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019
Deed Sale	Oct 3, 2019
Deed Document Number	201931751
Deed Book / Page	10601 / 254
Last Transfer Date	Sep 14, 2023
Transfer Doc	0118440327
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 23, 2023
Property Address	4401 RUBY RD, FAYETTEVILLE, NC 28311-1852
Document Number	0118440327
Book / Page	11844 / 327
Map Reference	MB 41 PG 43
Instrument Date	Sep 14, 2023
Instrument	33118
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4401 RUBY RD, FAYETTEVILLE, NC 28311-1852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 RUBY RD, FAYETTEVILLE, NC 28311-1852

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 3, 2019
Property Address	4401 RUBY RD, FAYETTEVILLE, NC 28311-1852
Document Number	0106010254
Book / Page	10601 / 254
Instrument Date	Sep 30, 2019
Instrument	31751
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 RUBY RD, FAYETTEVILLE, NC 28311-1852

Mortgage

Document Number	31752
Date	Oct 3, 2019
Instrument	31752

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Fayetteville City
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,439.00 (+48.36%)	$175,960 (+79.32%) Land $30,000 Building $145,960	$175,960 (+79.32%) Land $30,000 Building $145,960
2024	$1,644.00 (+6%)	$98,125 (-) Land $12,000 Building $86,125	$98,125 (-) Land $12,000 Building $86,125
2023	$1,551.00 (+7.63%)	$98,125 Land $12,000 Building $86,125	$98,125 Land $12,000 Building $86,125
2022	$1,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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